Health Insurance Premiums in the Individual Market in 2010
Kaiser Family Foundation analysis of 2010 insurer filings to the National Association of Insurance Commissioners using the Mark Farrah Associates Health Coverage Portal. The Average premium is calculated as total premium revenues in a state divided by the number of total member months. The per member per month premium is an average across adults and children, so will be lower than a premium typically to a single adult. In California, premium data are not available for HMOs in the individual market. The data in this analysis come from Anthem Blue Cross’s Wellpoint plan, which represented 57% of California’s individual market enrollment in 2010.