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How Much and Why ACA Marketplace Premiums Are Going Up in 2026

This analysis of initial rate filings from all 50 states and DC shows ACA Marketplace insurers are proposing a median premium increase of 18% for 2026, more than double last year’s 7% median proposed increase. The analysis includes proposed rate changes by state and insurer.

Data and analysis

The Uninsured Population and Health Coverage

This Health Policy 101 chapter examines the share of the United States population who are uninsured, highlighting their demographics and the challenges they face because of the lack of coverage.

How Many Uninsured Are in the Coverage Gap?

This analysis estimates that 1.4 million uninsured individuals in the 10 states without Medicaid expansion, including many working adults, people of color, and those with disabilities, remain in the “coverage gap,” ineligible for Medicaid or for tax credits that would make coverage ACA's Marketplaces affordable to them.

Key Facts about the Uninsured Population

The number of people ages 0-64 who were uninsured held steady at 25.3 million in 2023, although the number of uninsured children rose from 3.8 million to 4.0 million. Most uninsured people are in low-income families and have at least one worker in the family.

How the Unwinding Affected Enrollees

Over half who were disenrolled say they put off needed medical care while trying to renew Medicaid. Overall, 19% of adults who had Medicaid prior to the start of unwinding say they were disenrolled at some point in the past year. Of this group, a large majority (70%) were left at least temporarily uninsured.

The uninsured: How costs affect care and health, 2023

Latest Polling
8%

Percent of adults who reported not having health insurance
55%

Percent of uninsured adults who reported delaying or forgoing some form of health care due to cost
19%

Percent of uninsured adults who report that they or a family member had difficulty paying medical bills
38%

Percent of uninsured adults who reported not having a usual source of care (vs. 8% of insured adults)
Peterson-KFF Health System Tracker

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  • Medicare Cost-Sharing: Implications for Beneficiaries

    Event Date:
    Event

    Tricia Neuman, Vice President and Director of the Medicare Policy Project, testified on behalf of herself and Thomas Rice, Ph.D., of UCLA's School of Public Health, before the House Ways and Means Subcommittee on Health on cost-sharing requirements under Medicare and supplemental Medigap policies.

  • Women, Work, and Family Health: A Balancing Act

    Issue Brief

    This issue brief examines women's roles in family health care decision-making and coordination, the effect of that involvement for women who work, and women's caregiving responsibilities. This analysis is based on data from the 2001 Kaiser Women's Health Survey, a nationally representative sample of nearly 4,000 women between the ages of 18 and 64.

  • How Do M+C Plans Manage Pharmacy Benefits? Implications for Medicare Reform

    Report

    Understanding how Medicare+Choice (M+C) plans manage their drug benefits may generate important lessons for Medicare. This report, based on interviews with both national and regional managed care firms, provides an in-depth look at how plans have managed their M+C outpatient pharmacy benefits in recent years.

  • Where Is The Growth in the Uninsured Population Coming From?

    Other Post

    The Kaiser Commission on Medicaid and the Uninsured co-sponsored a policy briefing today to discuss the dynamics of the uninsured population in America. In 2001, the uninsured population grew by 1.4 million people.

  • Changes in Health Care Coverage 2000-2001

    Report

    This background report analyzes 2001 U.S. Census Bureau data on health coverage to determine the trends that led to 1.4 million people losing health coverage from 2000 to 2001.

  • The New Middle-Class of Uninsured Americans — Is it Real?

    Report

    This issue paper discusses and answers the question are the newly uninsured in 2001 predominantly from the middle-class. The paper examines U.S. Census Bureau s data and concludes that most of the increase in the uninsured (1.3 million people) was among low-income people with incomes less than 200% of the poverty level.

  • Health Insurance Coverage in America: 2001 Data Update

    Report

    Health Insurance Coverage in America: 2001 Data Update This chartbook provides year 2001 data on health insurance coverage, with special attention to the uninsured. It includes trends and major shifts in coverage and a profile of the uninsured population. Chartbook A link to additional state-specific data on the uninsured at State Health Facts.

  • Compendium of Cultural Competence Initiatives in Health Care

    Report

    Public and private sector organizations are involved in a number of activities that seek to reduce cultural and communication barriers to health care. These activities are often described as cultural competency and/or cross-cultural education.