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Affordability Is the Issue Now, But Look for the Uninsured to Make a Comeback

A new column on the uninsured from President and CEO Dr. Drew Altman explains: “The uninsured is not the most politically salient problem in health care now, that’s affordability, nor is it the non-problem some say it is. But it’s coming back. And the problem of the chronically ill uninsured is glaring.” Read more.

Key Facts about the Uninsured Population

The number and share of people without insurance grew in 2024, increasing for the first time since 2019, according to KFF’s analysis of data from the American Community Survey (ACS). This issue brief describes trends in health coverage in 2024, examines the characteristics of the uninsured population , and summarizes the access and financial implications of not having coverage.

More on the uninsured population >>

Data and analysis

The Uninsured and Health Coverage

This Health Policy 101 chapter examines the share of the United States population who are uninsured, highlighting their demographics and the challenges they face because of the lack of coverage.

State Health Facts: Health Coverage & the Uninsured

Get data on health insurance status for the population overall and broken down by age, gender, and income. More than 800 up-to-date health indicators at the state level can be mapped, ranked, and downloaded through State Health Facts.

How Many Uninsured Are in the Coverage Gap?

An estimated 1.4 million uninsured individuals in the 10 states without Medicaid expansion, including many working adults, people of color, and those with disabilities, remain in the “coverage gap,” ineligible for Medicaid or for tax credits that would make ACA coverage affordable to them.

Key Facts on Health Coverage of Immigrants

This fact sheet provides an overview of health coverage for immigrants based on data from the 2023 KFF/LA Times Survey of Immigrants. As of 2023, half of likely undocumented immigrant adults and one in five lawfully present immigrant adults reported being uninsured.

Who was uninsured in 2024?

Latest Polling
9.8%

The share of people under age 65 without insurance
62%

The share of uninsured adults who said they were uninsured because coverage is not affordable
59%

The share of uninsured adults who said they or someone living with them had problems paying for health care
39%

The share of uninsured adults who reported delaying or not getting needed care or medication due to cost
Other key facts about the uninsured >>

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  • Critical Choices In Health Reform

    Other Post

    A pamphlet describing the key issues in the 1994 national debate over health reform, including a review of the legislative approaches being considered and the pros and cons associated with the proposals.

  • Children Discharged from Foster Care:  Strategies to Prevent the Loss of Health Coverage at a Critical Transition

    Report

    This report discusses the importance of maintaining health coverage for children who are discharged from foster care and presents strategies that state child welfare and Medicaid agencies can employ to reach this goal. In addition, the report also addresses the needs of children who age out of the foster care system at age 18, and discusses state options to expand health coverage to this group. Report

  • Small Employers and Health Insurance and State Reforms of Small Group Health Insurance

    Fact Sheet

    Fact sheets on health insurance among small employers and state reforms of small group health insurance. Fact Sheet: Small Employers and Health Insurance Fact Sheet: Small Employers and Health Insurance Fact Sheet: State Reforms of Small Group Health Insurance Fact Sheet: State Reforms of Small Group Health Insurance

  • Study on the Consequences of Uninsurance Featured in a New Journal Supplement

    Other Post

    A June 2003 supplement of Medical Care Research and Review presents a compelling case that health insurance does lead to improved health and better access to care. The supplement, with Thomas Rice as guest editor, includes four commentaries on the topic by John Ayanian, Stuart Butler, Karen Davis, and Richard Kronick. The supplement, published by Sage Publications and supported by the Kaiser Commission on Medicaid and the Uninsured (KCMU), features Jack Hadley s exhaustive review…

  • Striving to Make Ends Meet:  Low-Income Families’ Finances and Health Coverage

    Other Post

    Striving to Make Ends Meet: Low-Income Families’ Finances and Health Coverage The Kaiser Commission on Medicaid and the Uninsured released new reports and held a policy briefing on the challenges and tradeoffs low-income families face when dealing with their budgets and the implications for health coverage. Challenges and Tradeoffs in Low-Income Family Budgets: Implications for Health CoverageFaces of Medicaid Webcast of April 20, 2004 Policy Briefing

  • Addressing the Health Care Impact of Hurricane Katrina

    Issue Brief

    This issue paper is an effort to begin an assessment of health care needs in the wake of Hurricane Katrina and to review some of the policy options available to the federal government to ensure access to health care for those affected by Katrina. The brief begins with a summary of the implications for the health of the population and its access to needed care. It then outlines the implications for affected states – those…

  • Preserving Recent Progress for Health Coverage of Children and Parents: New Tensions Emerge

    Report

    The latest survey of eligibility rules and enrollment and renewal procedures in all 50 states and the District of Columbia in their Medicaid and SCHIP programs for children and parents. It reflects changes states implemented between January 2002 and April 2003. The current survey also solicited information about states premiums and cost-sharing practices. Report Enrolling Children and Families in Health Coverage: The Promise of Doing More (50 State Survey as of January 2002) >>All 50-State…

  • Impact of Potential Changes to ERISA: Litigation and Appeals Experience of CalPERS, Other Large Public Employers and a Large California Health Plan – Report

    Report

    Impact of Potential Changes to ERISA: Litigation and Appeal Experience of CalPERS, Other Large Public Employers and a Large California Health Plan June 1998 By Coopers & Lybrand L.L.P.Sandra Hunt, M.P.A.John Saari, M.A.A.A.Kelly Traw, J.D. Background The Employee Retirement Income Security Act (ERISA) currently preempts state law related to the wrongful denial or delay of health benefits to the extent that such laws relate to a health benefit plan sponsored by a private employer. This…

  • Medicare Restructuring: The FEHBP Model

    Report

    This report provides a comprehensive description of the Federal Employees Health Benefits Program (FEHBP) and compares the FEHBP and Medicare programs as they are currently structured. It reviews evidence on the performance of FEHBP and examines the implications of restructuring Medicare to conform to a FEHBP-based plan. Overall, the report suggests that FEHBP offers some promise as an approach for reforming Medicare, but important issues would have to be addressed to adapt the model to…