Uninsured

Data and analysis

The coverage gap exists because some states did not expand Medicaid under the ACA to cover adults under age 65 without dependent children with incomes at/below 138% of the federal poverty level (FPL)

How Many Uninsured Are in the Coverage Gap?

An estimated 1.4 million uninsured individuals in the 10 states without Medicaid expansion, including many working adults, people of color, and those with disabilities, remain in the "coverage gap," ineligible for Medicaid or for ACA tax credits that would make coverage affordable.

The Uninsured and Health Coverage

This Health Policy 101 chapter examines the share of the United States population who are uninsured, highlighting their demographics and the challenges they face because of the lack of coverage.

Key Facts on Health Coverage of Immigrants

This fact sheet provides an overview of health coverage for immigrants based on data from the 2023 KFF/LA Times Survey of Immigrants. As of 2023, half of likely undocumented immigrant adults and one in five lawfully present immigrant adults reported being uninsured.

New and noteworthy

Affordability Is the Issue Now, But Look for the Uninsured to Make a Comeback

A new column on the uninsured from President and CEO Dr. Drew Altman explains: “The uninsured is not the most politically salient problem in health care now, that’s affordability, nor is it the non-problem some say it is. But it’s coming back. And the problem of the chronically ill uninsured is glaring.” Read more.

Key Facts about the Uninsured Population

The number and share of people without insurance grew in 2024, increasing for the first time since 2019, according to KFF’s analysis of data from the American Community Survey (ACS). This issue brief describes trends in health coverage in 2024, examines the characteristics of the uninsured population , and summarizes the access and financial implications of not having coverage.

More on the uninsured population >>

Who was uninsured in 2024?

Latest Polling
9.8%

The share of people under age 65 without insurance
62%

The share of uninsured adults who said they were uninsured because coverage is not affordable
59%

The share of uninsured adults who said they or someone living with them had problems paying for health care
39%

The share of uninsured adults who reported delaying or not getting needed care or medication due to cost

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  • The Cost of Not Covering the Uninsured: Project Highlights

    Other Post

    The Cost of Not Covering the Uninsured: Project Highlights This brief summarizes the Cost of Not Covering the Uninsured Project's first three analyses and reports by Jack Hadley and John Holahan of The Urban Institute. It covers the consequences of being uninsured, how much the nation already spends on care for the uninsured, and the cost of new medical care spending if the uninsured were covered. Project Highlights

  • A Study of Media Coverage of Health Policy 1997-2000

    Poll Finding

    The debate over President Clinton's national health care reform plan put health care policy at the forefront of the national agenda in 1993 and 1994. After the end of that debate, it remained to be seen whether or not health policy would hold the media's and the public s interest to the same degree. To help answer that and other questions, a comprehensive study of health policy media coverage from 1997 through 2000 - focusing…

  • An Analysis of Reforming Medicare Through a ‘Premium Support’ Program

    Report

    An Analysis of Reforming Medicare Through a 'Premium Support' Program This report examines one of the leading approaches to reforming the Medicare program, known as premium support. Under this model, the current Medicare program would be replaced by a system of competing public and private health plans, and the federal government would pay a set amount per beneficiary. The authors conclude that, while premium support could potentially improve Medicare's efficiency and improve quality, traditional Medicare…

  • Medicaid: Issues and Challenges

    Event

    Diane Rowland, executive vice president of the Kaiser Family Foundation and executive director of the Kaiser Commission on Medicaid and the Uninsured, testified to the U.S. House Energy and Commerce Committee's Subcommittee on Health on the issues and challenges facing Medicaid in providing health and long-term care coverage for the low-income population. Testimony (.pdf)

  • Lack of Coverage: A Long-Term Problem for Most Uninsured

    Fact Sheet

    This fact sheet, recently updated with 2002 data, describes how long the uninsured remain without coverage, who tends to go without insurance for long spells of time, and what difference time without coverage makes in terms of access to and utilization of care. Fact Sheet (.pdf) Link to Policy Brief: Is Lack of Coverage a Short- or Long-Term Condition?

  • Getting Behind the Numbers on Access to Care – Toplines/Survey

    Other Post

    Getting Behind the Numbers on Access to Care Project Randomly-Selected Verbatim Responses Harvard School of Public Health, Henry J. Kaiser Family Foundation, National Opinion Research Center at the University of Chicago October 1996 Methodology Note: Survey respondents who reported that they were uninsured and/or had problems getting needed medical care or paying medical bills in the past year were asked the following question during their interview: I would like you to tell me in your…

  • Making Medicare Work Better

    Report

    This report by the Institute for Medicare Practice at Mount Sinai School of Medicine takes a hard look at the operational challenges facing Medicare and considers incremental, structural changes to improve the management of the Medicare program from the standpoint of beneficiaries and providers. Based on interviews with key experts and Medicare stakeholders including representatives of beneficiaries, hospitals, physicians and other providers of care, as well as current and former Congressional and Administration staff, the…

  • Expanding Health Insurance Through Tax Reform

    Report

    This paper discusses the impacts of the Heritage Foundation proposal for expanding health insurance coverage. Under the proposed tax reform, the employer tax exclusion and all other deductions for health-related expenses would be repealed. A new refundable tax credit would be created for unreimbursed medical expenses. This paper is part of the Kaiser Incremental Health Reform Project. Issue Paper

  • The Uninsured & Access to Health Care

    Fact Sheet

    The Uninsured and Their Access to Health Care Drawing on data from the updated Uninsured in America: A Chart Book (May 2000), this fact sheet outlines the problem of the uninsured in America, providing data on the growing number of uninsured Americans and a profile of the uninsured population. It also explores causes of uninsurance and synthesizes studies on the effects of going without health coverage. Fact Sheet