Private Insurance

New and Noteworthy

How Much and Why ACA Marketplace Premiums Are Going Up in 2026

A new analysis of initial rate filings for Affordable Care Act (ACA) Marketplace plans submitted by 312 insurers in all 50 states and the District of Columbia finds the median proposed increase for 2026 is 18%, more than double last year’s 7% median proposed increase. The proposed rates are preliminary and could change before being finalized in late summer. In addition to rising cost and utilization of services, insurers cited the expiration of enhanced premium tax credits as a significant factor in their rate hikes for next year.

Quick Take

Tariffs Are Driving 2026 Health Insurance Premiums Up

2025 Reconciliation Bill

Health Savings Account Provisions in the 2025 Tax and Spending Law

analysis

Health Insurer Financial Performance in 2023

Survey

Consumer Experiences with Health Insurance

Employer Coverage

Employer Family Premiums Climb to $25,572 in 2024, Survey Finds

Family premiums for employer-sponsored health insurance rose 7% in 2024, matching the 2023 increase, KFF's benchmark Employer Health Benefits Survey finds. Over the previous five years, the cumulative increase in premiums has been similar to the rise in general inflation and workers' wages. The survey also examines deductibles and other cost-sharing, coverage of GLP-1 weight-loss drugs, and more.

Read the News Release

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Report Examines Potential for Private Health Insurance Exchanges to Change Employer Market

Sep 23, 2014
News Release

A new Kaiser Family Foundation report examines private exchanges and how the approach could reshape employer-sponsored health insurance as it gains popularity. These private exchanges have gained currency as new health insurance marketplaces for individuals have begun operating under the Affordable Care Act, though the approaches are quite different.
Interactive Map Shows Recent Evolution of State Policies Shaping Access to Abortion Coverage in Medicaid and Private Insurance

Sep 19, 2014
News Release

A new interactive map from the Kaiser Family Foundation provides a broad look at states’ laws shaping access to coverage for abortion in Medicaid and private insurance. The map includes the ability to view snapshots showing the extent of such limitations in states across the nation for the years 2000, 2010 and 2014.
Low-Wage Workers Feel the Pinch on Health Insurance

Sep 18, 2014
From Drew Altman

In this column for The Wall Street Journal’s Think Tank, Drew Altman explores how low-wage firms and their workers are faring in the employer-based health insurance market and how the Affordable Care Act may influence future trends.
The Federal Courts’ Role in Implementing the Affordable Care Act

Sep 12, 2014
Issue Brief

This issue brief examines the federal courts' role to date in interpreting and affecting implementation of the Affordable Care Act (ACA), with a focus on the provisions that seek to expand access to affordable coverage.
In Employer Health Insurance Costs, Stability Is the New Normal

Sep 12, 2014
From Drew Altman

In his latest column for The Wall Street Journal’s Think Tank, Drew Altman looks at the sharply slower growth in premiums for employer health benefits and what it might mean for the future of employer-sponsored coverage.
In Employer Health Insurance Costs, Stability Is The New Normal

Sep 12, 2014
News Release

In his latest column for The Wall Street Journal’s Think Tank, Drew Altman looks at the sharply slower growth in premiums for employer health benefits and what it might mean for the future of employer-sponsored coverage. All previous columns by Drew Altman are available online.
2014 Employer Health Benefits Survey

Sep 10, 2014
Feature

This annual Employer Health Benefits Survey (EHBS) provides a detailed look at trends in employer-sponsored health coverage, including premiums, employee contributions, cost-sharing provisions, and other relevant information. The 2014 EHBS survey finds average family health premiums rose 3 percent in 2014, relatively modest growth by historical standards.
Employer-Sponsored Family Health Premiums Rise 3 Percent in 2014

Sep 10, 2014
News Release

Average Annual Family Premiums Stand at $16,834, With Workers Contributing $4,823 Workers Now Face Deductibles Averaging $1,217, Up 47 Percent Since 2009 Menlo Park, Calif.
2014 Employer Health Benefits Chart Pack

Sep 10, 2014
Feature

2014 Employer Health Benefits Survey – Chartpack Download…
Web Briefing for Media: 2014 Kaiser/HRET Employer Health Benefits Survey

Event Date: Sep 10, 2014

Event

On Wednesday, September 10, 2014, the Kaiser Family Foundation and the Health Research & Educational Trust (HRET) held a reporters-only web briefing to release the 2014 Employer Health Benefits Survey.

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Private Insurance

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KFF Health News' 'What the Health?': Public Health Further Politicized Under the Threat of More Firings

As Trump Punts on Medical Debt, Battle Over Patient Protections Moves to States

AI Will Soon Have a Say in Approving or Denying Medicare Treatments

Amid Confusion Over US Vaccine Recommendations, States Try To ‘Restore Trust’

Listen: The Surprising Power of Pushback When Health Insurance Won’t Pay

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