Private Insurance

New and Noteworthy

How Much and Why ACA Marketplace Premiums Are Going Up in 2026

A new analysis of initial rate filings for Affordable Care Act (ACA) Marketplace plans submitted by 312 insurers in all 50 states and the District of Columbia finds the median proposed increase for 2026 is 18%, more than double last year’s 7% median proposed increase. The proposed rates are preliminary and could change before being finalized in late summer. In addition to rising cost and utilization of services, insurers cited the expiration of enhanced premium tax credits as a significant factor in their rate hikes for next year.

Quick Take

Tariffs Are Driving 2026 Health Insurance Premiums Up

2025 Reconciliation Bill

Health Savings Account Provisions in the 2025 Tax and Spending Law

analysis

Health Insurer Financial Performance in 2023

Survey

Consumer Experiences with Health Insurance

Employer Coverage

Employer Family Premiums Climb to $25,572 in 2024, Survey Finds

Family premiums for employer-sponsored health insurance rose 7% in 2024, matching the 2023 increase, KFF's benchmark Employer Health Benefits Survey finds. Over the previous five years, the cumulative increase in premiums has been similar to the rise in general inflation and workers' wages. The survey also examines deductibles and other cost-sharing, coverage of GLP-1 weight-loss drugs, and more.

Read the News Release

Latest News

Under Trump, FDA Seeks To Abandon Expert Reviews of New Drugs
Watch: Why Is Having a Baby So Expensive in the US?
Trump’s Medicaid Cuts Were Aimed at ‘Able-Bodied Adults.’ Hospitals Say Kids Will Be Hurt.
Luego de los recortes de Trump a la salud, estados enfrentan decisiones presupuestarias difíciles
In the Fallout From Trump’s Health Funding Cuts, States Face Tough Budget Decisions

More KFF Health News

Subscribe to KFF Emails

Choose which emails are best for you.
Sign up here

View the Latest: Private Insurance

Filter

Past Week
Past Month
Past 6 Months
Past Year
Custom
Start Date

End Date

Clear Selections

Event (30)
Fact Sheet (25)
Feature (92)
From Drew Altman (61)
Interactive (26)
Issue Brief (228)
News Release (204)
Other Post (7)
Perspective (53)
Policy Watch (38)
Poll Finding (46)
Report (55)
State Health Facts Indicator (23)
Video (4)

Clear Selections

Abortion (12)
ACA Marketplaces (271)
Access to Care (58)
Actuarial Value (5)
Administrative Costs (5)
Affordability (126)
Alabama (1)
Arkansas (1)
Benefits (26)
Births (1)
Build Back Better (2)
California (8)
Cancer (2)
Children (7)
Children's Health Insurance Program (CHIP) (8)
Chronic Diseases (6)
Colorado (3)
Congressional Budget Office (CBO) (2)
Connecticut (4)
Consumer Assistance (27)
Contraception (9)
Cost Sharing (158)
County-Level Data (8)
Courts (39)
Coverage (200)
Deficit Reduction (1)
Delivery System (1)
Diabetes (3)
Disability (4)
District of Columbia (4)
Dual Eligible Individuals (2)
Economy (7)
Eligibility (7)
Employer-Sponsored Health Insurance (246)
Employment (11)
En Español (6)
Enrollment (58)
Family Planning (14)
Federal Budget (11)
Financing (8)
Florida (4)
Food Security and Nutrition (2)
Gender Identity (4)
Georgia (1)
Gun Violence (2)
Health Care Markets (3)
Health Care Utilization (4)
Health System Performance (6)
Health Workforce (3)
High-Deductible Plans (52)
High-Risk Pools (5)
HIV/AIDS in U.S. (8)
Hospitals (21)
Illinois (2)
Income and Assets (2)
Indiana (1)
Individual Mandate (31)
Individual Market (302)
International Comparisons (1)
Kentucky (4)
Long-Term Care (8)
Low Income (12)
Maine (4)
Managed Care (10)
Maryland (4)
Maternal and Child Health (3)
Measles (2)
Medicaid Work Requirements (1)
Medical Loss Ratio (MLR) (16)
Medical Technology (2)
Medicare Advantage (22)
Medicare Part D (7)
Medicare's Future (6)
Medicare-for-all (13)
Michigan (5)
Nevada (4)
New Mexico (2)
New York (4)
North Carolina (1)
Nurses (3)
Obesity (4)
Ohio (3)
Opioids (5)
Oral Health (1)
Oregon (4)
Over-the-Counter Contraceptives (5)
Paid Leave (3)
Pennsylvania (2)
Physicians (15)
Politics (57)
Pre-existing Conditions (49)
Pregnancy (6)
Premium Support (7)
Premiums (166)
Prescription Drugs (60)
Prevention (22)
Prices (15)
Prior Authorization (3)
Public Health (9)
Quality Measures (4)
Race/Ethnicity (3)
Rate Review (7)
Reproductive Health (38)
Retiree Coverage (12)
Rhode Island (2)
Rural Health (2)
Safety Net (2)
Seniors (15)
Sexual Orientation (1)
Small Group Coverage (26)
Social Media (1)
South Carolina (1)
State Budgets (3)
State-Level Data (27)
Subsidies (100)
Taxes (29)
Telehealth (20)
Tennessee (3)
Texas (1)
Treatment (4)
Vaccines (8)
Vermont (4)
Virginia (4)
Waivers (4)
Washington (4)
Wellness Programs (53)
West Virginia (1)
Wisconsin (1)
Zika Virus (1)

Clear Selections

Beyond the Data (2)
Employer Health Benefit Survey (47)
Health Policy 101 (3)
Health System Tracker (58)
Health Tracking Poll (50)
KFF/New York Times Surveys (3)
Medicaid Watch (2)
Women's Health Survey (1)

Filter

Past Week
Past Month
Past 6 Months
Past Year
Custom
Start Date

End Date

Clear Selections

Event (30)
Fact Sheet (25)
Feature (92)
From Drew Altman (61)
Interactive (26)
Issue Brief (228)
News Release (204)
Other Post (7)
Perspective (53)
Policy Watch (38)
Poll Finding (46)
Report (55)
State Health Facts Indicator (23)
Video (4)

Clear Selections

Abortion (12)
ACA Marketplaces (271)
Access to Care (58)
Actuarial Value (5)
Administrative Costs (5)
Affordability (126)
Alabama (1)
Arkansas (1)
Benefits (26)
Births (1)
Build Back Better (2)
California (8)
Cancer (2)
Children (7)
Children's Health Insurance Program (CHIP) (8)
Chronic Diseases (6)
Colorado (3)
Congressional Budget Office (CBO) (2)
Connecticut (4)
Consumer Assistance (27)
Contraception (9)
Cost Sharing (158)
County-Level Data (8)
Courts (39)
Coverage (200)
Deficit Reduction (1)
Delivery System (1)
Diabetes (3)
Disability (4)
District of Columbia (4)
Dual Eligible Individuals (2)
Economy (7)
Eligibility (7)
Employer-Sponsored Health Insurance (246)
Employment (11)
En Español (6)
Enrollment (58)
Family Planning (14)
Federal Budget (11)
Financing (8)
Florida (4)
Food Security and Nutrition (2)
Gender Identity (4)
Georgia (1)
Gun Violence (2)
Health Care Markets (3)
Health Care Utilization (4)
Health System Performance (6)
Health Workforce (3)
High-Deductible Plans (52)
High-Risk Pools (5)
HIV/AIDS in U.S. (8)
Hospitals (21)
Illinois (2)
Income and Assets (2)
Indiana (1)
Individual Mandate (31)
Individual Market (302)
International Comparisons (1)
Kentucky (4)
Long-Term Care (8)
Low Income (12)
Maine (4)
Managed Care (10)
Maryland (4)
Maternal and Child Health (3)
Measles (2)
Medicaid Work Requirements (1)
Medical Loss Ratio (MLR) (16)
Medical Technology (2)
Medicare Advantage (22)
Medicare Part D (7)
Medicare's Future (6)
Medicare-for-all (13)
Michigan (5)
Nevada (4)
New Mexico (2)
New York (4)
North Carolina (1)
Nurses (3)
Obesity (4)
Ohio (3)
Opioids (5)
Oral Health (1)
Oregon (4)
Over-the-Counter Contraceptives (5)
Paid Leave (3)
Pennsylvania (2)
Physicians (15)
Politics (57)
Pre-existing Conditions (49)
Pregnancy (6)
Premium Support (7)
Premiums (166)
Prescription Drugs (60)
Prevention (22)
Prices (15)
Prior Authorization (3)
Public Health (9)
Quality Measures (4)
Race/Ethnicity (3)
Rate Review (7)
Reproductive Health (38)
Retiree Coverage (12)
Rhode Island (2)
Rural Health (2)
Safety Net (2)
Seniors (15)
Sexual Orientation (1)
Small Group Coverage (26)
Social Media (1)
South Carolina (1)
State Budgets (3)
State-Level Data (27)
Subsidies (100)
Taxes (29)
Telehealth (20)
Tennessee (3)
Texas (1)
Treatment (4)
Vaccines (8)
Vermont (4)
Virginia (4)
Waivers (4)
Washington (4)
Wellness Programs (53)
West Virginia (1)
Wisconsin (1)
Zika Virus (1)

Clear Selections

Beyond the Data (2)
Employer Health Benefit Survey (47)
Health Policy 101 (3)
Health System Tracker (58)
Health Tracking Poll (50)
KFF/New York Times Surveys (3)
Medicaid Watch (2)
Women's Health Survey (1)

List Grid

581 - 590 of 863 Results

Obamacare and You: If You Have Job-Based Coverage

Oct 1, 2013
Fact Sheet

This short explainer outlines key changes for people with employer-based health benefits under the Affordable Care Act (ACA), also known as Obamacare.
Obamacare y Usted: Si tiene seguro médico a través de un empleador

Nov 7, 2013
Fact Sheet

Si usted tiene cobertura de beneficios de salud a través de su empleador o del empleador de un miembro de su familia, usted probablemente pueda mantener esa cobertura y no tener que hacer ningún cambio.
The Numbers Behind “Young Invincibles” and the Affordable Care Act

Dec 17, 2013
Perspective

As enrollment statistics in the new health insurance marketplaces start to become available, there is a growing focus on whether the enrollment of so-called “young invincibles” will be sufficient to keep insurance markets stable.
Beyond Rebates: How Much Are Consumers Saving from the ACA’s Medical Loss Ratio Provision?

Jun 6, 2013
Perspective

The Medical Loss Ratio (MLR) provision of the Affordable Care Act (ACA) saved consumers an estimated $2.1 billion last year, in the form of lower premiums and rebates, according to a new analysis by the Kaiser Family Foundation. Under health reform, insurers must issue consumer rebates if they fail to spend a certain portion of premium income on health care claims and quality improvement expenses, thereby limiting what they may spend on administrative expenses or keep as profits.
Analysis: Tax Credits to Average $2,700 Per Family Next Year for People Who Now Buy Their Own Insurance

Aug 14, 2013
News Release

This analysis estimates that Americans currently buying insurance on the individual market would receive $2700 in subsidies (as tax credits) in 2014 under Obamacare. Tax credits are available for qualifying people buying insurance through the new health care marketplaces, or exchanges.
Employer-Sponsored Family Health Premiums Rise a Modest 4 Percent in 2013, National Benchmark Employer Survey Finds

Aug 20, 2013
News Release

Annual premiums for employer-sponsored family health coverage reached $16,351 this year, up 4 percent from last year, with workers on average paying $4,565 toward the cost of their coverage, according to the Kaiser Family Foundation/Health Research & Educational Trust (HRET) 2013 Employer Health Benefits Survey. This year's rise in premiums remains moderate by historical standards. The 15th annual Kaiser/HRET survey of more than 2,000 small and large employers provides a detailed picture of the status and trends in employer-sponsored health insurance costs and coverage.
2013 Employer Health Benefits Chart Pack

Aug 20, 2013
Feature

2013 Employer Health Benefits Chartpack Download…
Family Health Premiums Rise 3 Percent to $13,770 in 2010, But Workers’ Share Jumps 14 Percent as Firms Shift Cost Burden

Sep 2, 2010
News Release

About One In Four Covered Workers Now Face Annual Deductibles Of $1,000 Or More, Including Nearly Half Of Those Employed By Small Businesses WASHINGTON, D.C.
The YouToons Get Ready for Obamacare: Health Insurance Changes Coming Your Way Under the Affordable Care Act

Jul 17, 2013
Video

In this animated video, the YouToons get ready for Obamacare and explore health insurance changes under the Affordable Care Act. This cartoon serves as a health reform tutorial for consumers and organizations.
Considerations for Covering Over-the-Counter Contraception

Nov 28, 2023
Policy Watch

In October 2023, the Departments of the Treasury, Labor, and Health and Human Services issued a request for information to gather public input about the potential benefits, costs, and implementation considerations of requiring private health insurance plans to cover OTC preventive services and supplies without a prescription. This policy watch addresses key considerations for the implementation of insurance coverage for non-prescribed OTC contraceptives based on the lessons learned from KFF’s 2023 study of Insurance Coverage of OTC Oral Contraceptives.

Posts pagination

1 … 58 59 60 … 87

Topics

Policy Research

Polling

Health News

Data & Features

For Media

About

Private Insurance

Latest News

Under Trump, FDA Seeks To Abandon Expert Reviews of New Drugs

Watch: Why Is Having a Baby So Expensive in the US?

Trump’s Medicaid Cuts Were Aimed at ‘Able-Bodied Adults.’ Hospitals Say Kids Will Be Hurt.

Luego de los recortes de Trump a la salud, estados enfrentan decisiones presupuestarias difíciles

In the Fallout From Trump’s Health Funding Cuts, States Face Tough Budget Decisions

View the Latest: Private Insurance

Filter