Private Insurance

New and Noteworthy

How Much and Why ACA Marketplace Premiums Are Going Up in 2026

A new analysis of initial rate filings for Affordable Care Act (ACA) Marketplace plans submitted by 312 insurers in all 50 states and the District of Columbia finds the median proposed increase for 2026 is 18%, more than double last year’s 7% median proposed increase. The proposed rates are preliminary and could change before being finalized in late summer. In addition to rising cost and utilization of services, insurers cited the expiration of enhanced premium tax credits as a significant factor in their rate hikes for next year.

Quick Take

Tariffs Are Driving 2026 Health Insurance Premiums Up

2025 Reconciliation Bill

Health Savings Account Provisions in the 2025 Tax and Spending Law

analysis

Health Insurer Financial Performance in 2023

Survey

Consumer Experiences with Health Insurance

Employer Coverage

Employer Family Premiums Climb to $25,572 in 2024, Survey Finds

Family premiums for employer-sponsored health insurance rose 7% in 2024, matching the 2023 increase, KFF's benchmark Employer Health Benefits Survey finds. Over the previous five years, the cumulative increase in premiums has been similar to the rise in general inflation and workers' wages. The survey also examines deductibles and other cost-sharing, coverage of GLP-1 weight-loss drugs, and more.

Read the News Release

Latest News

Estos son los aumentos de precios que también deberían preocuparte
Native Americans Want To Avoid Past Medicaid Enrollment Snafus as Work Requirements Loom
The Price Increases That Should Cause Americans More Alarm
KFF Health News' 'What the Health?': Happy 60th, Medicare and Medicaid!
Try This When Your Doctor Says ‘Yes’ to a Preventive Test but Insurance Says ‘No’

More KFF Health News

Subscribe to KFF Emails

Choose which emails are best for you.
Sign up here

View the Latest: Private Insurance

Filter

Past Week
Past Month
Past 6 Months
Past Year
Custom
Start Date

End Date

Clear Selections

Event (30)
Fact Sheet (25)
Feature (92)
From Drew Altman (61)
Interactive (26)
Issue Brief (228)
News Release (204)
Other Post (8)
Perspective (53)
Policy Watch (38)
Poll Finding (46)
Report (55)
State Health Facts Indicator (23)
Video (4)

Clear Selections

Abortion (12)
ACA Marketplaces (271)
Access to Care (58)
Actuarial Value (5)
Administrative Costs (5)
Affordability (126)
Alabama (1)
Arkansas (1)
Benefits (26)
Build Back Better (2)
California (8)
Cancer (2)
Children (6)
Children's Health Insurance Program (CHIP) (8)
Chronic Diseases (6)
Colorado (3)
Congressional Budget Office (CBO) (2)
Connecticut (4)
Consumer Assistance (27)
Contraception (9)
Cost Sharing (158)
County-Level Data (8)
Courts (39)
Coverage (201)
Deficit Reduction (1)
Delivery System (1)
Diabetes (3)
Disability (4)
District of Columbia (4)
Dual Eligible Individuals (2)
Economy (7)
Eligibility (7)
Employer-Sponsored Health Insurance (246)
Employment (11)
En Español (6)
Enrollment (58)
Family Planning (14)
Federal Budget (11)
Financing (8)
Florida (4)
Food Security and Nutrition (2)
Gender Identity (4)
Georgia (1)
Gun Violence (2)
Health Care Markets (3)
Health Care Utilization (4)
Health System Performance (6)
Health Workforce (3)
High-Deductible Plans (52)
High-Risk Pools (5)
HIV/AIDS in U.S. (8)
Hospitals (21)
Illinois (2)
Income and Assets (2)
Indiana (1)
Individual Mandate (31)
Individual Market (303)
International Comparisons (1)
Kentucky (4)
Long-Term Care (8)
Low Income (12)
Maine (4)
Managed Care (10)
Maryland (4)
Maternal and Child Health (3)
Measles (2)
Medicaid Work Requirements (1)
Medical Loss Ratio (MLR) (16)
Medical Technology (2)
Medicare Advantage (22)
Medicare Part D (7)
Medicare's Future (6)
Medicare-for-all (13)
Michigan (5)
Nevada (4)
New Mexico (2)
New York (4)
North Carolina (1)
Nurses (3)
Obesity (4)
Ohio (3)
Opioids (5)
Oral Health (1)
Oregon (4)
Over-the-Counter Contraceptives (5)
Paid Leave (3)
Pennsylvania (2)
Physicians (15)
Politics (57)
Pre-existing Conditions (49)
Pregnancy (6)
Premium Support (7)
Premiums (165)
Prescription Drugs (60)
Prevention (22)
Prices (15)
Prior Authorization (3)
Public Health (9)
Quality Measures (4)
Race/Ethnicity (3)
Rate Review (7)
Reproductive Health (38)
Retiree Coverage (12)
Rhode Island (2)
Rural Health (2)
Safety Net (2)
Seniors (15)
Sexual Orientation (1)
Small Group Coverage (26)
Social Media (1)
South Carolina (1)
State Budgets (3)
State-Level Data (27)
Subsidies (101)
Taxes (29)
Telehealth (20)
Tennessee (3)
Texas (1)
Treatment (4)
Vaccines (8)
Vermont (4)
Virginia (4)
Waivers (4)
Washington (4)
Wellness Programs (53)
West Virginia (1)
Wisconsin (1)
Zika Virus (1)

Clear Selections

Beyond the Data (2)
Employer Health Benefit Survey (47)
Health Policy 101 (3)
Health System Tracker (58)
Health Tracking Poll (50)
KFF/New York Times Surveys (3)
Medicaid Watch (2)
Women's Health Survey (1)

Filter

Past Week
Past Month
Past 6 Months
Past Year
Custom
Start Date

End Date

Clear Selections

Event (30)
Fact Sheet (25)
Feature (92)
From Drew Altman (61)
Interactive (26)
Issue Brief (228)
News Release (204)
Other Post (8)
Perspective (53)
Policy Watch (38)
Poll Finding (46)
Report (55)
State Health Facts Indicator (23)
Video (4)

Clear Selections

Abortion (12)
ACA Marketplaces (271)
Access to Care (58)
Actuarial Value (5)
Administrative Costs (5)
Affordability (126)
Alabama (1)
Arkansas (1)
Benefits (26)
Build Back Better (2)
California (8)
Cancer (2)
Children (6)
Children's Health Insurance Program (CHIP) (8)
Chronic Diseases (6)
Colorado (3)
Congressional Budget Office (CBO) (2)
Connecticut (4)
Consumer Assistance (27)
Contraception (9)
Cost Sharing (158)
County-Level Data (8)
Courts (39)
Coverage (201)
Deficit Reduction (1)
Delivery System (1)
Diabetes (3)
Disability (4)
District of Columbia (4)
Dual Eligible Individuals (2)
Economy (7)
Eligibility (7)
Employer-Sponsored Health Insurance (246)
Employment (11)
En Español (6)
Enrollment (58)
Family Planning (14)
Federal Budget (11)
Financing (8)
Florida (4)
Food Security and Nutrition (2)
Gender Identity (4)
Georgia (1)
Gun Violence (2)
Health Care Markets (3)
Health Care Utilization (4)
Health System Performance (6)
Health Workforce (3)
High-Deductible Plans (52)
High-Risk Pools (5)
HIV/AIDS in U.S. (8)
Hospitals (21)
Illinois (2)
Income and Assets (2)
Indiana (1)
Individual Mandate (31)
Individual Market (303)
International Comparisons (1)
Kentucky (4)
Long-Term Care (8)
Low Income (12)
Maine (4)
Managed Care (10)
Maryland (4)
Maternal and Child Health (3)
Measles (2)
Medicaid Work Requirements (1)
Medical Loss Ratio (MLR) (16)
Medical Technology (2)
Medicare Advantage (22)
Medicare Part D (7)
Medicare's Future (6)
Medicare-for-all (13)
Michigan (5)
Nevada (4)
New Mexico (2)
New York (4)
North Carolina (1)
Nurses (3)
Obesity (4)
Ohio (3)
Opioids (5)
Oral Health (1)
Oregon (4)
Over-the-Counter Contraceptives (5)
Paid Leave (3)
Pennsylvania (2)
Physicians (15)
Politics (57)
Pre-existing Conditions (49)
Pregnancy (6)
Premium Support (7)
Premiums (165)
Prescription Drugs (60)
Prevention (22)
Prices (15)
Prior Authorization (3)
Public Health (9)
Quality Measures (4)
Race/Ethnicity (3)
Rate Review (7)
Reproductive Health (38)
Retiree Coverage (12)
Rhode Island (2)
Rural Health (2)
Safety Net (2)
Seniors (15)
Sexual Orientation (1)
Small Group Coverage (26)
Social Media (1)
South Carolina (1)
State Budgets (3)
State-Level Data (27)
Subsidies (101)
Taxes (29)
Telehealth (20)
Tennessee (3)
Texas (1)
Treatment (4)
Vaccines (8)
Vermont (4)
Virginia (4)
Waivers (4)
Washington (4)
Wellness Programs (53)
West Virginia (1)
Wisconsin (1)
Zika Virus (1)

Clear Selections

Beyond the Data (2)
Employer Health Benefit Survey (47)
Health Policy 101 (3)
Health System Tracker (58)
Health Tracking Poll (50)
KFF/New York Times Surveys (3)
Medicaid Watch (2)
Women's Health Survey (1)

List Grid

301 - 310 of 864 Results

A Polling Surprise? Americans Rank Unexpected Medical Bills at the Top of Family Budget Worries

Feb 28, 2020
News Release

When it comes to family budget concerns, unexpected medical bills top Americans’ list of worries, with two-thirds (65%) of the public saying they are at least somewhat worried, including 35% who say they are “very” worried, the latest KFF Health Tracking Poll finds.
Poll: Nearly 10 Years after Its Enactment, the Affordable Care Act is More Popular Than Ever as Republican Voters Instead Target Medicare-for-All

Feb 21, 2020
News Release

ACA is more popular than ever as Republican voters instead target Medicare-for-all; swing voters prefer a public option to Medicare-for-all.
A Conversation with Washington Gov. Inslee and Colorado Gov. Polis on the Public Option in Their States

Event Date: Feb 7, 2020

Event

On Friday, Feb. 7, KFF hosted a conversation with Colorado Gov. Jared Polis and Washington State Gov. Jay Inslee about their states’ efforts to establish a public health insurance option and make other changes to address health costs and access.
Self-insured Companies Do No Better on Cost Control

Jan 27, 2020
From Drew Altman

A data surprise? Drew Altman, in his latest Axios column, shows there is no difference between large self-insured and fully insured companies when it comes to controlling health care costs, bucking conventional wisdom.
The ACA is Doing Fine Without a Mandate Penalty

Jan 14, 2020
From Drew Altman

In an Axios column, Drew Altman explains that the elimination of the Affordable Care Act’s individual mandate penalty has had little impact on how the ACA’s insurance markets are working, showing that “the marketplaces continue to function, even when 'severed' from the mandate penalty,” and undercutting a central argument in the lawsuit seeking to strike down the entire law.
Hospitals and Physicians Represent More Than Half of Total Health Spending

Jan 10, 2020
Feature

More than half of U.S. health spending went toward hospital and physician services in 2018. Learn more about the breakdown of the nation's health spending in the Peterson-KFF Health System Tracker.
Health Policy in 2020 Will Be Made in the States

Jan 6, 2020
From Drew Altman

With a questionable outlook for 2020 passage of legislation on prescription drug pricing and surprise medical bills, Drew Altman says the real action to watch in health policy is likely to be in the states.
Analysis: 4.7 Million Uninsured People Nationally Could Get a No-Premium Bronze Plan in the ACA Marketplace,Though Deductibles Would be High

Dec 10, 2019
News Release

As the Affordable Care Act’s open enrollment period nears an end in most areas this week, a new KFF analysis finds that 4.7 million currently uninsured people could get a bronze-level plan for 2020 and pay nothing in premiums after factoring in tax credits, though the deductibles would be high.
How Many of the Uninsured Can Purchase a Marketplace Plan for Free in 2020?

Dec 10, 2019
Issue Brief

This analysis looks at how many of the remaining uninsured are eligible for premium subsidies that are large enough to cover the entire cost of a bronze plan, which is the minimum level of coverage available on the Marketplaces. It estimates 28% of uninsured individuals who could shop on the ACA Marketplace, or 4.7 million people nationwide, are eligible to purchase a bronze plan with $0 premiums after subsidies in 2020.
Surprise Bills Vary by Diagnosis and Type of Admission

Dec 9, 2019
Issue Brief

A new issue brief looks at the prevalence of potential surprise medical bills based on patient diagnosis, emergency visits, and type of inpatient admission.

Posts pagination

1 … 30 31 32 … 87

Topics

Policy Research

Polling

Health News

Data & Features

For Media

About

Private Insurance

Latest News

Estos son los aumentos de precios que también deberían preocuparte

Native Americans Want To Avoid Past Medicaid Enrollment Snafus as Work Requirements Loom

The Price Increases That Should Cause Americans More Alarm

KFF Health News' 'What the Health?': Happy 60th, Medicare and Medicaid!

Try This When Your Doctor Says ‘Yes’ to a Preventive Test but Insurance Says ‘No’

View the Latest: Private Insurance

Filter