Private Insurance

New and Noteworthy

How Much and Why ACA Marketplace Premiums Are Going Up in 2026

A new analysis of initial rate filings for Affordable Care Act (ACA) Marketplace plans submitted by 312 insurers in all 50 states and the District of Columbia finds the median proposed increase for 2026 is 18%, more than double last year’s 7% median proposed increase. The proposed rates are preliminary and could change before being finalized in late summer. In addition to rising cost and utilization of services, insurers cited the expiration of enhanced premium tax credits as a significant factor in their rate hikes for next year.

Quick Take

Tariffs Are Driving 2026 Health Insurance Premiums Up

2025 Reconciliation Bill

Health Savings Account Provisions in the 2025 Tax and Spending Law

analysis

Health Insurer Financial Performance in 2023

Survey

Consumer Experiences with Health Insurance

Employer Coverage

Employer Family Premiums Climb to $25,572 in 2024, Survey Finds

Family premiums for employer-sponsored health insurance rose 7% in 2024, matching the 2023 increase, KFF's benchmark Employer Health Benefits Survey finds. Over the previous five years, the cumulative increase in premiums has been similar to the rise in general inflation and workers' wages. The survey also examines deductibles and other cost-sharing, coverage of GLP-1 weight-loss drugs, and more.

Read the News Release

Latest News

Under Trump, FDA Seeks To Abandon Expert Reviews of New Drugs
Watch: Why Is Having a Baby So Expensive in the US?
Trump’s Medicaid Cuts Were Aimed at ‘Able-Bodied Adults.’ Hospitals Say Kids Will Be Hurt.
Recortes de Trump a Medicaid apuntaban a “adultos sanos”, pero hospitales advierten que niños sufrirán las consecuencias
Luego de los recortes de Trump a la salud, estados enfrentan decisiones presupuestarias difíciles

More KFF Health News

Subscribe to KFF Emails

Choose which emails are best for you.
Sign up here

View the Latest: Private Insurance

Filter

Past Week
Past Month
Past 6 Months
Past Year
Custom
Start Date

End Date

Clear Selections

Event (30)
Fact Sheet (25)
Feature (92)
From Drew Altman (61)
Interactive (26)
Issue Brief (228)
News Release (204)
Other Post (7)
Perspective (53)
Policy Watch (38)
Poll Finding (46)
Report (55)
State Health Facts Indicator (23)
Video (4)

Clear Selections

Abortion (12)
ACA Marketplaces (271)
Access to Care (58)
Actuarial Value (5)
Administrative Costs (5)
Affordability (126)
Alabama (1)
Arkansas (1)
Benefits (26)
Births (1)
Build Back Better (2)
California (8)
Cancer (2)
Children (7)
Children's Health Insurance Program (CHIP) (8)
Chronic Diseases (6)
Colorado (3)
Congressional Budget Office (CBO) (2)
Connecticut (4)
Consumer Assistance (27)
Contraception (9)
Cost Sharing (158)
County-Level Data (8)
Courts (39)
Coverage (200)
Deficit Reduction (1)
Delivery System (1)
Diabetes (3)
Disability (4)
District of Columbia (4)
Dual Eligible Individuals (2)
Economy (7)
Eligibility (7)
Employer-Sponsored Health Insurance (246)
Employment (11)
En Español (6)
Enrollment (58)
Family Planning (14)
Federal Budget (11)
Financing (8)
Florida (4)
Food Security and Nutrition (2)
Gender Identity (4)
Georgia (1)
Gun Violence (2)
Health Care Markets (3)
Health Care Utilization (4)
Health System Performance (6)
Health Workforce (3)
High-Deductible Plans (52)
High-Risk Pools (5)
HIV/AIDS in U.S. (8)
Hospitals (21)
Illinois (2)
Income and Assets (2)
Indiana (1)
Individual Mandate (31)
Individual Market (302)
International Comparisons (1)
Kentucky (4)
Long-Term Care (8)
Low Income (12)
Maine (4)
Managed Care (10)
Maryland (4)
Maternal and Child Health (3)
Measles (2)
Medicaid Work Requirements (1)
Medical Loss Ratio (MLR) (16)
Medical Technology (2)
Medicare Advantage (22)
Medicare Part D (7)
Medicare's Future (6)
Medicare-for-all (13)
Michigan (5)
Nevada (4)
New Mexico (2)
New York (4)
North Carolina (1)
Nurses (3)
Obesity (4)
Ohio (3)
Opioids (5)
Oral Health (1)
Oregon (4)
Over-the-Counter Contraceptives (5)
Paid Leave (3)
Pennsylvania (2)
Physicians (15)
Politics (57)
Pre-existing Conditions (49)
Pregnancy (6)
Premium Support (7)
Premiums (166)
Prescription Drugs (60)
Prevention (22)
Prices (15)
Prior Authorization (3)
Public Health (9)
Quality Measures (4)
Race/Ethnicity (3)
Rate Review (7)
Reproductive Health (38)
Retiree Coverage (12)
Rhode Island (2)
Rural Health (2)
Safety Net (2)
Seniors (15)
Sexual Orientation (1)
Small Group Coverage (26)
Social Media (1)
South Carolina (1)
State Budgets (3)
State-Level Data (27)
Subsidies (101)
Taxes (30)
Telehealth (20)
Tennessee (3)
Texas (1)
Treatment (4)
Vaccines (8)
Vermont (4)
Virginia (4)
Waivers (4)
Washington (4)
Wellness Programs (53)
West Virginia (1)
Wisconsin (1)
Zika Virus (1)

Clear Selections

Beyond the Data (2)
Employer Health Benefit Survey (47)
Health Policy 101 (3)
Health System Tracker (58)
Health Tracking Poll (50)
KFF/New York Times Surveys (3)
Medicaid Watch (2)
Women's Health Survey (1)

Filter

Past Week
Past Month
Past 6 Months
Past Year
Custom
Start Date

End Date

Clear Selections

Event (30)
Fact Sheet (25)
Feature (92)
From Drew Altman (61)
Interactive (26)
Issue Brief (228)
News Release (204)
Other Post (7)
Perspective (53)
Policy Watch (38)
Poll Finding (46)
Report (55)
State Health Facts Indicator (23)
Video (4)

Clear Selections

Abortion (12)
ACA Marketplaces (271)
Access to Care (58)
Actuarial Value (5)
Administrative Costs (5)
Affordability (126)
Alabama (1)
Arkansas (1)
Benefits (26)
Births (1)
Build Back Better (2)
California (8)
Cancer (2)
Children (7)
Children's Health Insurance Program (CHIP) (8)
Chronic Diseases (6)
Colorado (3)
Congressional Budget Office (CBO) (2)
Connecticut (4)
Consumer Assistance (27)
Contraception (9)
Cost Sharing (158)
County-Level Data (8)
Courts (39)
Coverage (200)
Deficit Reduction (1)
Delivery System (1)
Diabetes (3)
Disability (4)
District of Columbia (4)
Dual Eligible Individuals (2)
Economy (7)
Eligibility (7)
Employer-Sponsored Health Insurance (246)
Employment (11)
En Español (6)
Enrollment (58)
Family Planning (14)
Federal Budget (11)
Financing (8)
Florida (4)
Food Security and Nutrition (2)
Gender Identity (4)
Georgia (1)
Gun Violence (2)
Health Care Markets (3)
Health Care Utilization (4)
Health System Performance (6)
Health Workforce (3)
High-Deductible Plans (52)
High-Risk Pools (5)
HIV/AIDS in U.S. (8)
Hospitals (21)
Illinois (2)
Income and Assets (2)
Indiana (1)
Individual Mandate (31)
Individual Market (302)
International Comparisons (1)
Kentucky (4)
Long-Term Care (8)
Low Income (12)
Maine (4)
Managed Care (10)
Maryland (4)
Maternal and Child Health (3)
Measles (2)
Medicaid Work Requirements (1)
Medical Loss Ratio (MLR) (16)
Medical Technology (2)
Medicare Advantage (22)
Medicare Part D (7)
Medicare's Future (6)
Medicare-for-all (13)
Michigan (5)
Nevada (4)
New Mexico (2)
New York (4)
North Carolina (1)
Nurses (3)
Obesity (4)
Ohio (3)
Opioids (5)
Oral Health (1)
Oregon (4)
Over-the-Counter Contraceptives (5)
Paid Leave (3)
Pennsylvania (2)
Physicians (15)
Politics (57)
Pre-existing Conditions (49)
Pregnancy (6)
Premium Support (7)
Premiums (166)
Prescription Drugs (60)
Prevention (22)
Prices (15)
Prior Authorization (3)
Public Health (9)
Quality Measures (4)
Race/Ethnicity (3)
Rate Review (7)
Reproductive Health (38)
Retiree Coverage (12)
Rhode Island (2)
Rural Health (2)
Safety Net (2)
Seniors (15)
Sexual Orientation (1)
Small Group Coverage (26)
Social Media (1)
South Carolina (1)
State Budgets (3)
State-Level Data (27)
Subsidies (101)
Taxes (30)
Telehealth (20)
Tennessee (3)
Texas (1)
Treatment (4)
Vaccines (8)
Vermont (4)
Virginia (4)
Waivers (4)
Washington (4)
Wellness Programs (53)
West Virginia (1)
Wisconsin (1)
Zika Virus (1)

Clear Selections

Beyond the Data (2)
Employer Health Benefit Survey (47)
Health Policy 101 (3)
Health System Tracker (58)
Health Tracking Poll (50)
KFF/New York Times Surveys (3)
Medicaid Watch (2)
Women's Health Survey (1)

List Grid

681 - 690 of 863 Results

Coverage Implications of Policies to Lower the Age of Medicare Eligibility

May 21, 2021
Issue Brief

This data note looks at the coverage implications of policies to lower the age of Medicare eligibility as proposed by President Biden during the presidential campaign.
Lowering the Age of Medicare Eligibility to 60 Could Reduce the Cost of Health Care and Have a Modest Effect on the Number of People Who Are Uninsured

May 21, 2021
News Release

A new KFF analysis shows that lowering the age of Medicare eligibility to 60 could improve the affordability of coverage for people who are already insured and expand coverage to over a million of the nation’s 30 million uninsured. Such a policy could provide a path to Medicare coverage for up to 11.
From the Federal Response to COVID-19 to Ongoing Efforts to Repeal the ACA and Proposals for Lowering Drug Prices, President Trump Has an Extensive Record on Health Care

Sep 14, 2020
News Release

Since taking office in 2017, President Trump has laid down an extensive record on health care, including his response to the COVID-19 pandemic, his early and ongoing efforts to repeal and replace the Affordable Care Act, his annual budget proposals to curb spending on Medicare and Medicaid, his executive orders and other proposals to lower…
Changes in Income and Health Coverage Eligibility After Job Loss Due to COVID-19

Apr 14, 2020
Issue Brief

This data note examines how job loss and income changes could affect people’s access to health coverage whether through work or through the ACA's marketplaces and Medicaid.
Free Coronavirus Testing for Privately Insured Patients?

Apr 20, 2020
Policy Watch

While privately insured people are eligible to have the cost of coronavirus testing covered 100% by their health plan, that doesn't mean that insured patients won’t be asked to pay up front for the cost of testing or that they can easily be reimbursed.
The Families First Coronavirus Response Act: Summary of Key Provisions

Mar 23, 2020
Issue Brief

A summary of key provisions of the Families First Coronavirus Response Act that addresses the domestic coronavirus outbreak, including paid sick leave, insurance coverage of coronavirus testing, nutrition assistance, and unemployment benefits.
Coronavirus Response and the Affordable Care Act

Mar 23, 2020
Policy Watch

This post examines the Affordable Care Act's impact 10 years after its enactment and how its provisions, especially those that expand coverage opportunities, could address the health threat and economic upheaval caused by the coronavirus pandemic.
What People (and Policymakers) Can Do About Losing Coverage During the COVID-19 Crisis

Mar 27, 2020
Policy Watch

With unemployment claims rising amid the COVID-19 crisis, this post examines options for people who lose job-based coverage and steps policymakers could take to smooth their transitions.
Trends in Workplace Wellness Programs and Evolving Federal Standards

Jun 9, 2020
Issue Brief

This brief examines trends in large employers' use of wellness programs that collect personalized health information from workers, often with financial incentives, and the evolving federal standards governing such programs.
Pre-Existing Condition Prevalence for Individuals and Families

Oct 4, 2019
Issue Brief

This analysis estimates that almost 54 million people – or 27% of all adults under 65 —have pre-existing health conditions that would likely have made them uninsurable in the individual markets that existed in most states before the Affordable Care Act. Almost half (45%) of non-elderly families include at least one adult with such a pre-existing condition. The analysis also includes estimates by age, state and gender.

Posts pagination

1 … 68 69 70 … 87

Topics

Policy Research

Polling

Health News

Data & Features

For Media

About

Private Insurance

Latest News

Under Trump, FDA Seeks To Abandon Expert Reviews of New Drugs

Watch: Why Is Having a Baby So Expensive in the US?

Trump’s Medicaid Cuts Were Aimed at ‘Able-Bodied Adults.’ Hospitals Say Kids Will Be Hurt.

Recortes de Trump a Medicaid apuntaban a “adultos sanos”, pero hospitales advierten que niños sufrirán las consecuencias

Luego de los recortes de Trump a la salud, estados enfrentan decisiones presupuestarias difíciles

View the Latest: Private Insurance

Filter