Health Costs

COSTS and Affordability

KFF Health Tracking Poll: Health Care Costs and the Midterms

This KFF poll finds that health care costs continue to top the public’s list of affordability worries, even as concerns about gas prices have risen in recent weeks, with two-thirds of the public expressing worry over affording health care costs. Majorities say health costs will influence their vote this election. Voters favor Democrats on the issue, while Republicans hold an advantage on addressing fraud and abuse.

Affordable care act

ACA Marketplace Survey Feature Image - Website

Cost Concerns and Coverage Changes: A Follow-Up Survey of ACA Marketplace Enrollees

This KFF survey is a follow-up survey of adults who had ACA Marketplace insurance in 2025. The survey examines the cost concerns and coverage changes of Marketplace enrollees following the end of the enhanced premium tax credits and finds that half of returning enrollees say their health care costs are “a lot higher” and most expect to cut back on basic household expenses to afford coverage.

Health System Tracker

What Are the Recent Trends in Employer-Based Health Coverage? Employer-sponsored health insurance is the largest source of health coverage for people under 65, but its reach is uneven.

How Does U.S. Life Expectancy Compare to Other Countries? The life expectancy gap between the U.S. and peer countries decreased from 4.1 years in 2023 to 3.7 years in 2024 as U.S. mortality dropped.

How Does Cost Affect Access to Health Care? In 2024, about 1 in 6 adults reported delaying or not getting healthcare due to cost, including medical or mental health care.

How Does Health Spending in the U.S. Compare to Other Countries? While the U.S. still spends the most in total dollars, eight OECD nations had a higher percentage increase in per-person health spending in 2024.

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  • The Role of Consumer Copayments for Health Care: Lessons From the RAND Health Insurance Experiment and Beyond

    Report

    The appropriate level of cost-sharing for patients remains a key issue in designing both private and public health insurance. This report reviews the groundbreaking RAND Health Insurance Experiment from the 1970s to offer insights into current policy debates about appropriate cost-sharing levels. One of the most ambitious health policy studies in U.S. history, the RAND experiment randomly assigned thousands of families to insurance with varying levels of patient co-insurance. The researchers followed the participants for…

  • ABC News/Kaiser Family Foundation/USA Today Health Care in America 2006 Survey

    Poll Finding

    This poll examines Americans' views and experiences related to health care costs and quality, as well as their attitudes toward possible policy solutions. The results are featured in a series of reports on ABC News programs, ABCNews.com, and in USA Today during the week of Oct. 15, 2006. The ABC News/Kaiser Family Foundation/USA Today Survey Project is a three-way partnership. Representatives of ABC News, the Henry J. Kaiser Family Foundation and USA Today worked together…

  • Summary and Chartpack: Health Care in America 2006 Survey

    Poll Finding

    These charts highlight data from the 2006 survey on Health Care in America conducted jointly by ABC News, the Kaiser Family Foundation and USA Today between Sept. 7 and 12, 2006. The survey examines Americans’ views and experiences related to health care costs and quality, as well as their attitudes toward possible policy solutions. Summary & Chartpack (.pdf)

  • Why Did the Number of Uninsured Continue to Increase in 2005?

    Issue Brief

    This paper examines health coverage trends in 2005 and places them in the context of trends occurring since 2000. The paper concludes that despite the improving economy, the percentage of the population with employer-sponsored insurance continued to decline while the number of the uninsured continued to increase. Issue Brief (.pdf)

  • Toplines: Health Care in America 2006 Survey

    Poll Finding

    These toplines provide the complete survey questions and findings from the 2006 survey on Health Care in America conducted jointly by ABC News, the Kaiser Family Foundation and USA Today between Sept. 7 and 12, 2006. The survey examines Americans’ views and experiences related to health care costs and quality, as well as their attitudes toward possible policy solutions. Toplines (.pdf)

  • Changes in Employees’ Health Insurance Coverage, 2001-2005

    Issue Brief

    This paper examines the underlying reasons behind the decline in employer coverage among employees from 2001 to 2005. The paper finds that almost half of the decline in employer-sponsored coverage was due to a loss of employer sponsorship. Another quarter of the decline was due to lost eligibility for benefits or losing access as a dependent of another employee. The remaining quarter of the decline was due to employees not participating in the offer of…

  • Health Savings Accounts and High Deductible Health Plans: Are They An Option for Low-Income Families?

    Issue Brief

    Health Savings Accounts (HSAs) are a type of medical savings account that allow consumers to save for medical expenses on a tax-fee basis. They are linked with high deductible health plans (HDHPs), and together these insurance and savings options represent a new approach to health care, commonly referred to as consumer-directed care. This brief, based on analyses of available data and research, finds that most low-income families would not benefit from HSA-HDHPs due to an…

  • Illustrating the Potential Impacts of Adverse Selection on Health Insurance Costs in Consumer Choice Models

    Other Post

    Health Care Spending in the United States and OECD Countries  Health spending is rising faster than incomes in most developed countries, which raises questions about how these countries will pay for future health care needs.  The issue may be particularly acute in the United States, which not only spends much more per capita on health care than any other country, but which also has had one of the fastest growth rates in health spending among…

  • National Council of Jewish Women features article on “Diagnosing Women’s Health Care”

    Other Post

    National Council of Jewish Women features article on “Diagnosing Women’s Health Care” Kaiser Vice President and Director of Women's Health Policy, Alina Salganicoff, authored an article titled "Diagnosing Women’s Health Care" featured in the National Council of Jewish Women's magazine, NCJW Journal, volume 29. The article highlights the special challenges that many women face in affording and accessing comprehensive health care in the U.S. It discusses the state of women's health coverage, emerging issues for…

  • Snapshots: Distribution of Out-of-Pocket Spending for Health Care Services

    Issue Brief

    How much people should pay out-of-pocket for health care is a much-debated issue in health policy. New health insurance products with higher out-of-pocket shares are becoming more evident in the private market, and some states are considering ways to increase enrollee financial responsibility in state Medicaid programs.  This paper presents information about current out-of-pocket spending by individuals with the purpose of providing context for future health policy discussions. Current proposals suggest that increasing the amount that…