This analysis examines how health insurance deductibles are affecting consumers with employer-sponsored insurance. Deductibles have risen in recent years and become an increasingly prominent feature of job-based health plans. “Deductible Relief Day” refers to the date by which average spending for people with employer-sponsored health insurance is sufficient to satisfy the average deductible.
The Peterson-KFF Health System Tracker provides clear, up-to-date information on trends, drivers and issues that impact the performance of the system. It also illustrates how the U.S. is performing relative to other countries and how different parts of the system are performing relative to one another. A partnership of the Peterson Center on Healthcare and the KFF, the Tracker’s work goal places a heavy emphasis on data and evidence, addressing key questions through collections of charts, which provide data with additional context and synthesis of the latest research and developments. The Tracker also provide regular insight briefs for a more in-depth look at topical questions.
Featured Peterson-KFF Resources
This chart collection summarizes what is known so far about how health costs and utilization have changed during the COVID-19 pandemic. Health spending is on track to be somewhat lower in 2020 than in 2019 – the first time that’s happened since the government started tracking it.
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Related Peterson-KFF Resources
- How Prepared is the U.S. to Respond to COVID-19 Relative to Other Countries?
- Potential Costs of Coronavirus Treatment for People with Employer Coverage
- How Health Costs Might Change with COVID-19
- Visualizing Health Policy: US Statistics on Surprise Medical Billing
- Surprise Bills Vary by Diagnosis and Type of Admission
- How do healthcare prices and use in the U.S. compare to other countries?
- Health System Dashboard
- Household Health Spending Calculator
- National Health Spending Explorer
- How have healthcare prices grown in the U.S. over time?
- How much is health spending expected to grow?
- What are the recent and forecasted trends in prescription drug spending?
- An analysis of out-of-network claims in large employer health plans
- A Look at How the Opioid Crisis Has Affected People with Employer Coverage
- How Does Cost Affect Access to Care?
The coronavirus outbreak has hit densely populated urban areas of the United States first and hardest. Some health systems have experienced surges of patients, raising concerns that there are not enough hospital beds, staffing, and equipment. The novel coronavirus was slower to spread to rural areas in the U.S., but…
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This analysis for the Peterson-Kaiser Health System Tracker uses information from the Current Population Survey to look at the average amounts and the shares of family income people in working families with employer-based coverage pay out-of-pocket toward their premiums and direct payments for medical care. It finds that lower income families spend a greater share of their income on health costs than those with higher incomes, and that health status of family members is associated with higher out-of-pocket expenses.
In this Axios column, Drew Altman looks at total family spending for health including taxes and health benefits, and why people need to understand it to assess proposals like Medicare-for-All.
A new interactive tool highlights how much individuals and families in the U.S. spend on health. Users can generate scenarios based on family size, income level, insurance source, and health status. The calculator estimates direct costs, like premiums, out-of-pocket costs, and state and federal taxes that fund health programs, as well as less…
The Real Cost of Health Care: Interactive Calculator Estimates Both Direct and Hidden Household Spending
A new interactive tool from KFF estimates total household health spending for individuals and families in the U.S., including costs that are often less visible to consumers. Users can generate scenarios based on family size, income level, insurance source, and health status. In addition to estimating direct costs like deductibles…
The latest data on U.S. health spending are now available on the Health Spending Explorer, an interactive tool that allows users to explore trends in health expenditures by federal and local governments, insurers, service providers, and individuals. The data, which span from 1960 to 2017, are based on the just-released national…
Using data from the Health System Dashboard, a new analysis looks at trends in health spending and outcomes in the United States between 1991 and 2016. While many U.S. health outcomes, like life expectancy and disease burden, have improved, the share of GDP devoted to health increased by 40%, and the U.S. still…