ACA Open Enrollment: For Consumers Considering Short-Term Policies
A short fact sheet provides information about short-term health insurance policies and how they differ from ACA-compliant plans.
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ACA Open Enrollment: If You Are Low-Income
Fact SheetThis fact sheet explains 2020 health coverage options that may be available to people who have low incomes, including Medicaid coverage or individual insurance plans through Affordable Care Act (ACA) marketplaces.
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ACA Open Enrollment: If You Shop on Private Websites Instead of HealthCare.gov
Fact SheetMarketplace plans can now be sold through private websites, sometimes described as "direct enrollment” sites or “certified enrollment partner” sites. This short fact sheet explains how these sites and the plans they offer may differ from what consumers will find on HealthCare.gov.
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ACA Open Enrollment: If You Buy Health Coverage in the Individual Market
Fact SheetThis short explainer provides an overview of open enrollment and the 2020 individual insurance market, including Affordable Care Act (ACA) marketplaces, for consumers who buy their own plans rather than getting insurance through an employer.
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Nearly 54 Million Americans Have Pre-Existing Conditions That Would Make Them Uninsurable in the Individual Market without the ACA
News ReleaseAlmost Half of Non-Elderly Families have At Least One Adult with a Pre-Existing Condition An updated KFF analysis estimates that almost 54 million people – or 27% of all adults under 65 —have pre-existing health conditions that would likely have made them uninsurable in the individual markets that existed in most states before the Affordable…
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Pre-Existing Condition Prevalence for Individuals and Families
Issue BriefThis analysis estimates that almost 54 million people – or 27% of all adults under 65 —have pre-existing health conditions that would likely have made them uninsurable in the individual markets that existed in most states before the Affordable Care Act. Almost half (45%) of non-elderly families include at least one adult with such a pre-existing condition. The analysis also includes estimates by age, state and gender.
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Private Insurers Are Expected to Pay a Record of At least $1.3 Billion in Rebates to Consumers Beginning in September for Excessive Premiums Relative to Health Care Expenses
News ReleasePrivate insurance companies are expecting to pay out a record of at least $1.3 billion in rebates to consumers this fall based on their share of premium revenues devoted to health care expenses in recent years, surpassing the previous record high of $1.1 billion in 2012, according to a new KFF analysis.
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Individual Market Enrollment Dipped Slightly in 2019 After Repeal of Individual Mandate Penalty
FeatureOverall enrollment in the individual market fell 5% to 13.7 million in the first quarter of 2019 following the repeal of the Affordable Care Act’s individual mandate penalty.
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Enrollment in Individual Market Dips Slightly in Early 2019 after Repeal of Individual Mandate Penalty
News ReleaseOverall enrollment in the individual market fell 5% to 13.7 million in the first quarter of 2019 following the repeal of the ACA’s individual mandate penalty.
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Data Note: Changes in Enrollment in the Individual Health Insurance Market through Early 2019
Issue BriefThis analysis measures changes in enrollment in the individual market, including those in both marketplace plans and off-exchange plans, before and after the ACA’s coverage expansions and market rules went into effect in 2014 through the first quarter of 2019.