Individual Market Rate Restrictions (Not Applicable to HIPAA Eligible Individuals)
This data is presented as an interactive tool that allows users to: filter by timeframe/year, select specific data columns (distributions), filter by state or geography, and view the data as a table, map, or trend chart.
2012
| Location | Limits on Rating? | Types of Rating Restrictions? | Rating Allowed for Health Status? | Rating Allowed for Age? | Rating Allowed for Gender? | Rating Allowed for Tobacco Use? | Rating Allowed for Industry? |
|---|---|---|---|---|---|---|---|
| United States | 18+DC Yes | N/A | 43+DC Yes | 48+DC Yes | 37 Yes | 44+DC Yes | 37+DC Yes |
| Alabama | No | No | Yes | Yes | Yes | Yes | Yes |
| Alaska | No | No | Yes | Yes | Yes | Yes | Yes |
| Arizona | No | No | Yes | Yes | Yes | Yes | Yes |
| Arkansas | No | No | Yes | Yes | Yes | Yes | Yes |
| California | No | No | Yes | Yes | No | Yes | Yes |
| Colorado | No | No | Yes | Yes | No | Yes | Yes |
| Connecticut | No | No | Yes | Yes | Yes | Yes | Yes |
| Delaware | No | No | Yes | Yes | Yes | Yes | Yes |
| District of Columbia | Yes | Rate Bands | Yes | Yes | No | Yes | Yes |
| Florida | No | No | Yes | Yes | Yes | Yes | Yes |
| Georgia | No | No | Yes | Yes | Yes | Yes | Yes |
| Hawaii | No | No | Yes | Yes | Yes | Yes | Yes |
| Idaho | Yes | Rate Bands | Yes | Yes | Yes | Yes | No |
| Illinois | No | No | Yes | Yes | Yes | Yes | Yes |
| Indiana | No | No | Yes | Yes | Yes | Yes | Yes |
| Iowa | Yes | Rate Bands | Yes | Yes | Yes | Yes | No |
| Kansas | No | No | Yes | Yes | Yes | Yes | Yes |
| Kentucky | Yes | Rate Bands | Yes | Yes | Yes | Yes | Yes |
| Louisiana | Yes | Rate Bands | Yes | Yes | Yes | Yes | Yes |
| Maine | Yes | Adjusted Community Rating | No | Yes | No | Yes | No |
| Maryland | No | No | Yes | Yes | Yes | Yes | Yes |
| Massachusetts | Yes | Adjusted Community Rating | No | Yes | No | Yes | Yes |
| Michigan | No | No | Yes | Yes | Yes | Yes | Yes |
| Minnesota | Yes | Rate Bands | Yes | Yes | No | Yes | Yes |
| Mississippi | No | No | Yes | Yes | Yes | Yes | Yes |
| Missouri | No | No | Yes | Yes | Yes | Yes | Yes |
| Montana | No | No | Yes | Yes | No | Yes | Yes |
| Nebraska | No | No | Yes | Yes | Yes | Yes | Yes |
| Nevada | Yes | Rate Bands | Yes | Yes | Yes | Yes | Yes |
| New Hampshire | Yes | Rate Bands | Yes | Yes | No | Yes | No |
| New Jersey | Yes | Adjusted Community Rating | No | Yes | No | No | No |
| New Mexico | Yes | Rate Bands | Yes | Yes | Yes | Yes | Yes |
| New York | Yes | Yes | No | No | No | No | No |
| North Carolina | No | No | Yes | Yes | Yes | Yes | Yes |
| North Dakota | Yes | Rate Bands | Yes | Yes | No | Yes | Yes |
| Ohio | No | No | Yes | Yes | Yes | Yes | Yes |
| Oklahoma | No | No | Yes | Yes | Yes | Yes | Yes |
| Oregon | Yes | Adjusted Community Rating | No | Yes | No | No | No |
| Pennsylvania | No | No | Yes | Yes | Yes | Yes | No |
| Rhode Island | No | No | Yes | Yes | Yes | No | No |
| South Carolina | No | No | Yes | Yes | Yes | Yes | Yes |
| South Dakota | Yes | Rate Bands | Yes | Yes | Yes | Yes | No |
| Tennessee | No | No | Yes | Yes | Yes | Yes | Yes |
| Texas | No | No | Yes | Yes | Yes | Yes | Yes |
| Utah | Yes | Rate Bands | Yes | Yes | Yes | No | No |
| Vermont | Yes | Adjusted Community Rating | No | No | No | No | No |
| Virginia | No | No | Yes | Yes | Yes | Yes | Yes |
| Washington | Yes | Adjusted Community Rating | No | Yes | No | Yes | No |
| West Virginia | No | No | Yes | Yes | Yes | Yes | Yes |
| Wisconsin | No | No | Yes | Yes | Yes | Yes | Yes |
| Wyoming | No | No | Yes | Yes | Yes | Yes | Yes |