Individual Market Portability Rules (Not Applicable to HIPAA Eligible Individuals)
This data is presented as an interactive tool that allows users to: filter by timeframe/year, select specific data columns (distributions), filter by state or geography, and view the data as a table, map, or trend chart.
2013
| Location | Elimination Riders Permitted | Definition of pre-existing condition | Maximum Look-Back Period (months) | Maximum Exclusion Period (months) | Credit for Prior Coverage |
|---|---|---|---|---|---|
| United States | N/A | N/A | N/A | N/A | N/A |
| Alabama | Yes | No definition | 60 | 24 | No |
| Alaska | Yes | No definition | No limit | No limit | No |
| Arizona | Yes | No definition | No limit | No limit | No |
| Arkansas | Yes | Prudent person standard | 60 | No limit | No |
| California | No | Objective standard | 12 | 12 | Yes |
| Colorado | Yes | Objective standard | 12 | 12 | Yes |
| Connecticut | Yes | Objective standard | 12 | 12 | Yes |
| Delaware | Yes | Prudent person standard | 60 | No limit | No |
| District of Columbia | Yes | No definition | No limit | No limit | No |
| Florida | Yes | Prudent person standard | 24 | 24 | Yes |
| Georgia | Yes | No definition | No limit | 24 | No |
| Hawaii | Yes | No definition | No limit | 36 | No |
| Idaho | No | Prudent person standard | 6 | 12 | Yes |
| Illinois | Yes | Prudent person standard | 24 | 24 | No |
| Indiana | No | Prudent person standard | 12 | 12 | Yes (small group coverage only) |
| Iowa | Yes | Prudent person standard | 60 | 24 | Yes |
| Kansas | Yes | No definition | No limit | 24 | No |
| Kentucky | Yes | Objective standard | 6 | 12 | Yes |
| Louisiana | Yes | Prudent person standard | 12 | No limit | Yes |
| Maine | No | Prudent person standard | 12 | 12 | Yes |
| Maryland | No | Objective standard | 12 | 12 | Yes |
| Massachusetts | No | Objective standard | 6 | 6 | Yes |
| Michigan | No | Objective standard | 6 | 12 | No |
| Minnesota | No | Objective standard | 6 | 18 | Yes |
| Mississippi | Yes | Prudent person standard | 12 | 12 | No |
| Missouri | Yes | No definition | No limit | 24 | No |
| Montana | Yes | Objective standard | 36 | 12 | Yes |
| Nebraska | Yes | Prudent person standard | No limit | No limit | No |
| Nevada | Yes | Objective standard | 6 | No limit | No |
| New Hampshire | Yes | Objective standard | 3 | 9 | Yes |
| New Jersey | No | Prudent person standard | 6 | 12 | Yes |
| New Mexico | Yes | Prudent person standard | 6 | 6 | Yes |
| New York | No | Objective standard | 6 | 12 | Yes |
| North Carolina | Yes | Objective standard | 12 | 12 | Yes |
| North Dakota | Yes | Objective standard | 6 | 12 | Yes |
| Ohio | Yes | Prudent person standard | 6 | 12 | Yes |
| Oklahoma | Yes | Prudent person standard | 60 | 12 | No |
| Oregon | No | Objective standard | 6 | 6 | Yes |
| Pennsylvania | Yes | Objective standard | 60 | 12 | No |
| Rhode Island | Yes | Prudent person standard | 36 | 12 | No |
| South Carolina | Yes | Prudent person standard | No limit | 24 | No |
| South Dakota | Yes | Prudent person standard | 12 | 12 | Yes |
| Tennessee | Yes | No definition | No limit | 24 | No |
| Texas | Yes | Prudent person standard | 60 | 12 | Yes |
| Utah | Yes | Objective standard | 6 | 12 | Yes |
| Vermont | No | Prudent person standard | 12 | 12 | Yes |
| Virginia | Yes | Prudent person standard | 12 | 12 | Yes |
| Washington | No | Prudent person standard | 6 | 9 | Yes |
| West Virginia | Yes | Prudent person standard | 24 | 12 | No |
| Wisconsin | Yes | Objective standard | 12 | 12 | No |
| Wyoming | Yes | Objective standard | 6 | 12 | Yes |