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  • Protection For Consumers In Managed Care Plans: A Comparison Of Medicare, Medicaid and the Private Insurance Market

    Report

    This policy paper describes key requirements of consumer protection regulation under Medicare, Medicaid and federal and state laws as they apply to private health insurance. These include choice and availability of plans, disclosure of information, marketing, access, quality, and the grievance and appeals process. The discussion highlights differences and similarities across public programs and private insurance and compares public and private insurance protection with provisions of the Consumer Bill of Rights (CBRR) developed by the…

  • Trends and Indicators in the Changing Health Care Marketplace: Chartbook

    Report

    This chartbook provides an overview of health care spending and trends in health plan enrollment. It highlights health insurance premiums and costs, health insurance benefits, the structure of the health care market. Data on the stock markets role within the health care industry and implications of health insurance trends for consumers and the safety net is also included. Chartbook

  • Analysis of the Number of Workers Covered by Self-Insured Health Plans Under the Employee Retirement Income Security Act of 1974 and 1995.

    Report

    This report presents findings based upon the KPMG health benefits survey of private and public employers and explores the extent of ERISA preemption on health plans covering U.S. workers. Included is estimated data on the total number of workers covered by fully and partly self-insured health plans in 1993 and 1995, a summary of the ERISA provisions and case law dealing with health plans and an analysis of potential changes to ERISA. Note: This publication…

  • Benefits and Costs of Consumer Protection Proposals in California: An Analysis of Selected Recommendations of the California Managed Care Task Force

    Report

    This report assesses the potential impact of selected recommendations of the Managed Health Care Improvement Task Force in the areas of access to care and specialists, information disclosure, and dispute resolution. The Managed Health Care Improvement Task Force was established in 1998 to inform state leaders about the health industry in California; the impact of managed care on quality, access, and cost of care; issues of special concern to consumers; and the appropriate role of…

  • Impact of Potential Changes to ERISA: Litigation and Appeals Experience of CalPERS, Other Large Public Employers and a Large California Health Plan

    Report

    The Employee Retirement Income Security Act (ERISA) currently preempts state law related to the wrongful denial or delay of health benefits to the extent that such laws relate to a health benefit plan sponsored by a private employer. This report examines the frequency, nature and costs associated with the appeals and litigation that state and local governmental employers have experienced. Information was gathered through multiple telephone interviews with individuals with extensive involvement in administrative appeals…

  • Kaiser Family Foundation/Harvard University School of Public Health:  Update on Americans’ Views and Experiences in Managed Care

    Poll Finding

    Kaiser Family Foundation/Harvard University School of Public Health: Update on Americans' Views and Experiences in Managed Care The Kaiser Family Foundation/Harvard University School of Public Health: Update on Americans' Views and Experiences in Managed Care is based on findings from the April 1998 Kaiser Harvard News Interest Index. The survey was designed and analyzed by researchers at the Kaiser Family Foundation and Harvard University. Nationwide interviews were conducted by telephone with 1,201 adults, 18 years…

  • Estimated Costs of Selected Consumer Protection Proposals: A Cost Analysis of the President’s Advisory Commission’s Consumer Bill of Rights

    Other Post

    Leading Health Care Consumer Protection Proposals Would Result In Modest Premium Increases for HMOS New Cost Analysis of Consumer Protections:Major Provisions of President's Consumer Bill of Rights and PARCA Estimated to Raise Premiums by Less Than 1% Embargoed for release until: 9:00 a.m., EDT, Wednesday, April 22, 1998 For further information contact:Chris Ferris (202) 347-5270or Matt James (650) 854-9400 Washington, DC - A new independent cost analysis finds that the premium increases likely to result…

  • Understanding Individual Health Insurance Markets

    Other Post

    : Structure, Practices, and Products in Ten States New Study of Individual Health Insurance Market: Major Barriers Identified in Individual Health Insurance Market for People with Health Problems. Rates and Regulations Vary Across Ten States Studied Denials, Waiting Periods, and High Premiums Pose Problems for Pre-Medicare Population For Immediate Release Tuesday, March 17, 1998 Washington, DC - For many people who have health problems or who are approaching the age of retirement, coverage through the…

  • Kaiser Family Foundation Survey of Americans about Health Care and the Stock Market

    Poll Finding

    A survey on Americans' perceptions of healthcare stocks and the differences between for-profit and nonprofit healthcare organizations. A fact sheet including data on financial trends from the past decade is included. This survey was released at a briefing held jointly by the Kaiser Family Foundation and the National Press Foundation for journalists on February 11 entitled Do Falling Stocks Mean Failing Care? Trends and Implications of Wall Street's Declining Healthcare Stocks. The event is part…