ACA Resources

Calculator: ACA Enhanced Premium Tax Credit

The ACA’s enhanced premium tax credits are set to expire at the end of 2025. This calculator estimates how much out-of-pocket premiums would increase for families if Congress does not extend the credits. The projected premium increases are estimated based on family income, zip code, size, ages, and 2026 ACA Marketplace premiums.

8 Things to Watch for 2026 ACA Open Enrollment

The ACA Marketplace Open Enrollment season began November 1, and with it comes looming changes to the enhanced premium tax credits, increases in out-of-pocket premiums, and changes to Marketplace enrollment and eligibility rules.

Beyond the Data

In his regular Beyond the Data columns, President and CEO Drew Altman discusses what the data, polls, and journalism produced by KFF mean for policy and people. 

View all Beyond the Data columns

“KFF is a policy research organization, a polling and survey research organization, and a news organization, all in one. Those are our three main operating programs or divisions. The theory of the organization is to focus the policy research, the polling and the journalism on the same mission and the same issues at the same time, to give us the presence, reach and punch to play our role as an independent voice and source of information on national health issues. We’re a one-of-a-kind combination of all three — a different kind of information organization.” — Drew Altman, KFF President and CEO

Drew Altman: Making KFF Less Mysterious Again

In one of his occasional columns about “us,” President and CEO, Dr. Drew Altman, addresses how KFF, which combines policy research, polling and journalism in one organization, operates and why we’re called KFF today, addressing occasional confusion about our name, how we work and how to describe KFF.

Timely insights and analysis from KFF staff

Medicare Open Enrollment

Health Wonk Shop

New and Noteworthy

How ACA Marketplace Costs Compare to Employer-Sponsored Health Insurance

This analysis finds that individual market premiums have become more similar to employer-sponsored premiums over time. In 2024, individual market insurance premiums averaged $540 per member per month, slightly below the average $587 per member per month premium for fully-insured employer coverage.

2025 Employer Health Benefits Survey

This annual survey of employers provides a detailed look at trends in employer-sponsored health coverage, including premiums, worker contributions, cost-sharing provisions, offer rates, and more. This year’s report also looks at how employers are approaching coverage of GLP-1 drugs for weight loss, including their concerns about utilization and cost.

Will President Trump’s Announcement Expand Access to IVF? 

The White House announcement focused on reducing the cost of some IVF drugs and clarifying options for employers to offer standalone fertility benefits for their employees and their dependents. This policy watch examines some key takeaways about the Trump IVF plan.

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