Medicaid Eligibility Through Buy-In Programs for Working People with Disabilities
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2026
| Location | States with Buy-in Pathway | Monthly Income Limit - Individual | Monthly Income Limit - Couple | Individual Income Limit as % FPL | Asset Limit - Individual | Asset Limit - Couple | Age Limits | Premiums or Monthly Fees |
|---|---|---|---|---|---|---|---|---|
| United States | Yes: 47 | $3,325 | $4,509 | 2.50 | $10,000 | $15,000 | Yes: 30 | Yes: 33 |
| Alabama | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Alaska | Yes | $4,073 | $5,507 | 2.45 | $10,000 | $15,000 | N/A | No more than 10% of annual family income |
| Arizona | Yes | $3,325 | N/A | 2.50 | No limit | No limit | Yes, 16-64 | $10-$35 |
| Arkansas | Yes | $2,660 | $3,606 | 2.00 | $4,000 | $6,000 | No | N/A |
| California | Yes | $3,325 | N/A | 2.50 | $130,000 | $195,000 | No | N/A |
| Colorado | Yes | $5,985 | N/A | 4.50 | No limit | No limit | No | $25 |
| Connecticut | Yes | $7,083 | N/A | 5.33 | $20,000 | $30,000 | Yes, over 18 | 10% of income, minus any health insurance premiums-up to 7.5% of income |
| Delaware | Yes | $3,658 | $4,960 | 2.75 | No limit | No limit | Yes, 16-64 | N/A |
| District of Columbia | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Florida | Yes | $5,467 | N/A | 4.11 | $13,000 | $24,000 | Yes, 18 or older | N/A |
| Georgia | Yes | $2,982 | $5,964 | 2.24 | $4,000 | $6,000 | Yes, At least 16 but less than 65 years of age | $35 |
| Hawaii | Yes | $2,112 | N/A | 1.38 | $9,950 | $14,910 | No | N/A |
| Idaho | Yes | $6,650 | $9,017 | 5.00 | $10,000 | $15,000 | Yes, 16-64 | $10 |
| Illinois | Yes | $4,655 | $6,311 | 3.50 | $25,000 | $25,000 | Yes, 16-64 | $1 |
| Indiana | Yes | $4,655 | $6,312 | 3.50 | $2,000 | $3,000 | Yes, 16-64 | $48 |
| Iowa | Yes | $3,325 | $4,508 | 2.50 | $12,000 | $24,000 | Yes, 65 | $43-$913 |
| Kansas | Yes | $3,990 | $5,410 | 3.00 | $15,000 | $15,000 | Yes, 16-64 | $124 |
| Kentucky | Yes | $2,609 | $3,525 | 1.96 | $4,000 | $6,000 | No | N/A |
| Louisiana | Yes | $2,660 | $3,607 | 2.00 | $25,000 | $25,000 | Yes, 16-65 | $131 |
| Maine | Yes | $3,325 | $4,509 | 2.50 | $8,000 | $12,000 | Yes, Up to 65 | $10-$20 |
| Maryland | Yes | No income standard | N/A | N/A | $10,000 | N/A | Yes, <65 | $25-up to 7.5% of monthly countable income |
| Massachusetts | Yes | No limit | No limit | N/A | No limit | No limit | No | $17 |
| Michigan | Yes | $3,325 | N/A | 2.50 | $9,950 | N/A | Yes, 65 years | $45 |
| Minnesota | Yes | No income limit | No income limit | N/A | No limit | No limit | No, There is no age limit but you must have been disabled prior to age 65. | $35-up to 7.5% of gross income |
| Mississippi | Yes | $3,325 | $4,509 | 2.50 | $24,000 | $26,000 | No | 5% of countable income |
| Missouri | Yes | $3,913 | $5,288 | 2.94 | $6,069 | $12,138 | Yes, 64 | $0 |
| Montana | Yes | $3,325 | $4,508 | 2.50 | $15,000 | $30,000 | No | $35-$135 |
| Nebraska | Yes | $3,325 | $4,510 | 2.50 | $4,000 | $6,000 | Yes, Ages 19-64 | $40 |
| Nevada | Yes | $3,325 | N/A | 2.50 | $15,000 | N/A | Yes, 16-64 | $5 |
| New Hampshire | Yes | $5,869 | $7,932 | 4.41 | $36,795 | $55,190 | Yes, Age 18-64 for MEAD and 65+ for MOAD | N/A |
| New Jersey | Yes | No limit | N/A | N/A | No limit | No limit | No | $203-$1,218 |
| New Mexico | Yes | $1,995 | $2,705 | 1.50 | $10,000 | $15,000 | No | N/A |
| New York | Yes | $3,325 | $4,509 | 2.50 | $33,038 | $44,796 | Yes, 16-65 | N/A |
| North Carolina | Yes | $1,995 | $2,705 | 1.50 | $31,584 | $31,584 | Yes, 16-64 | $0-$875 |
| North Dakota | Yes | $2,935 | $3,966 | 2.21 | $13,000 | $16,000 | Yes, 64 11 months | 5% of gross income |
| Ohio | Yes | $3,325 | N/A | 2.50 | $15,668 | Not applicable | Yes, 64 | N/A |
| Oklahoma | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Oregon | Yes | $3,325 | N/A | 2.50 | $5,000 | N/A | Yes, Must be age 18 or older | $50 |
| Pennsylvania | Yes | $3,325 | $4,509 | 2.50 | $10,000 | $10,000 | Yes, 16-64 | $5-$100 |
| Rhode Island | Yes | No limit | No limit | N/A | No limit | No limit | Yes, 16-64 for Ticket to Work, 65+ for Sherlock, the BBA pathway. | $61-$370 |
| South Carolina | Yes | $3,325 | N/A | 2.50 | $9,950 | N/A | Yes, 18-64 | N/A |
| South Dakota | Yes | $3,325 | N/A | 2.50 | $8,000 | N/A | No | N/A |
| Tennessee | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Texas | Yes | $3,325 | N/A | 2.50 | $2,000 | N/A | No | $20-$500 |
| Utah | Yes | $3,325 | $4,509 | 2.50 | $15,000 | $15,000 | No | 5% of countable income |
| Vermont | Yes | $3,325 | $4,511 | 2.50 | $10,000 | $15,000 | No | N/A |
| Virginia | Yes | $1,836 | $2,489 | 1.38 | $2,000 | $3,000 | Yes, 16-64 | N/A |
| Washington | Yes | No limit | N/A | N/A | No limit | No limit | No | No more than 7.5% of total income |
| West Virginia | Yes | $3,325 | N/A | 2.50 | $2,000 | $3,000 | Yes, 16 - 65 | $15 |
| Wisconsin | Yes | $3,325 | $4,508 | 2.50 | $15,000 | N/A | Yes, minimum age 18, no maximum | $25 |
| Wyoming | Yes | $2,982 | N/A | 2.24 | No limit | No limit | Yes, 16-64 | 7.5% of gross monthly income |