I signed up for Marketplace coverage last year and I want to keep this plan for another year. Do I have to do anything during Open Enrollment?

You may automatically be re-enrolled in your plan, but even if you like your current plan, it is strongly advised that you take steps to actively renew it during Open Enrollment.

If you receive a premium tax credit, when you actively renew you can also update your income and family information and see how much tax credit you may be eligible for based on the new premiums for the coming year. Even if your circumstances have not changed, new insurers might join the Marketplace or expand their service areas, which could affect the amount of subsidy available for your plan next year.

If you don’t take any action by December 15th, in most cases, the Marketplace will automatically renew your coverage for the coming year, starting on January 1. If your current plan will no longer be available, you will be automatically enrolled in a different plan, and the Marketplace will notify you. You have until the end of the Open Enrollment period to make changes to your plan.