Marketplace Enrollment Periods

How long after I enroll in a plan will coverage take effect?

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In most states if you enroll in a private health insurance plan any time between November 1 and 3:00 am ET on December 18 and make your first premium payment by the due date specified by your plan, your new health coverage starts January 1.



While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.