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ACA MARKETPLACE open enrollment

FAQs: Health Insurance Marketplace and the ACA

Find answers to frequently asked questions about buying coverage on the health insurance marketplaces.

Preguntas frecuentes: mercado de seguros de salud y ACA

En nuestras preguntas frecuentes podrá encontrar las respuestas a las preguntas más comunes sobre seguros médicos.

Medicare open enrollment

Medicare Open Enrollment FAQs

This list of Frequently Asked Questions (FAQs) about the Medicare Open Enrollment period covers a range of topics related to enrollment, including Medicare Advantage, Part D, Medigap, and more.

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  • I am enrolled in a stand-alone Medicare Part D drug plan. Do I need to do anything during the Medicare Open Enrollment period?

  • I decided not to sign up for a Part D drug plan when I first qualified for Medicare when I turned 65 last year, but now I want to enroll in a drug plan during the Medicare Open Enrollment period. Can I do that?

  • If I switch drug plans during the Medicare Open Enrollment period, do I need to notify anyone of the change?

  • I am covered by Medicare, but I don’t take any medications. Do I need to sign up for a drug plan?

  • There are a lot of Medicare Part D plan options in my area. How do I decide which plan is best for me?

  • I signed up for a stand-alone Part D plan early in the Medicare Open Enrollment period, but then I changed my mind. Can I switch to a different plan if the Medicare Open Enrollment period hasn’t ended?

  • Can I be charged a higher premium for Medicare Part D plans if I have a pre-existing condition or if I smoke?

  • I have drug coverage from the VA. Do I need to sign up for a Part D plan?

  • What is Medigap?

  • I have a Medigap policy now, but I want to buy a different one. Can I switch Medigap policies during the Medicare Open Enrollment period?