JAMA Forum: Why Obamacare Needs Millennials
Larry Levitt's July 2013 column on why the Affordable Care Act is targeting young people is now available on The JAMA Forum.
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Projecting Medicare Advantage Enrollment: Expect the Unexpected?
PerspectiveThis Policy Insight explores possible explanations for the continued rise in Medicare Advantage enrollment between 2010 and 2013 in spite of a projected decrease following payment changes in the Affordable Care Act (ACA).
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Beyond Rebates: How Much Are Consumers Saving from the ACA’s Medical Loss Ratio Provision?
PerspectiveThe Medical Loss Ratio (MLR) provision of the Affordable Care Act (ACA) saved consumers an estimated $2.1 billion last year, in the form of lower premiums and rebates, according to a new analysis by the Kaiser Family Foundation. Under health reform, insurers must issue consumer rebates if they fail to spend a certain portion of premium income on health care claims and quality improvement expenses, thereby limiting what they may spend on administrative expenses or keep as profits.
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JAMA Forum: ACA Implementation Starts to Get Real
PerspectiveLarry Levitt's latest post on ACA implementation is now available on the JAMA Forum.
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The Flip Side of Higher Premiums: Better Coverage
PerspectiveTime Magazine's recent cover story on health care – "Bitter Pill" by Steven Brill – has focused attention on hospital prices, especially for people paying out of their own pockets. This is not a new issue, but certainly one that deserves attention.
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JAMA Forum: Great Expectations and the Affordable Care Act
Perspective"Great Expectations and the Affordable Care Act," Larry Levitt's February 2013 post for The JAMA Forum, is now available online.
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Why Premiums Will Change for People Who Now Have Nongroup Insurance
PerspectiveThe federal government recently released draft regulations that address the benefits, market rules, and rating practices for nongroup coverage. Before reform, the nongroup market was widely acknowledged to be broken, with restricted access, limited benefits, high administrative costs, and frequent and large premium increases subject to inadequate oversight.
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JAMA Forum: Key Decisions Loom for States About the Health Care Law
Perspective"Key Decisions Loom for States About the Health Care Law," Larry Levitt's November 2012 post for The JAMA Forum, is now available online.
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What Issues Are Most Important To Voters in This Election? The Answer Depends On The Question
PerspectiveElection polling has entered hyperdrive, with several polls released daily. As Nov. 6 draws near, it is important to keep in mind that question wording and format do matter, sometimes quite a lot.
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What Do They Mean When They Talk About Pre-Existing Health Conditions?
PerspectiveOne health care issue about which the presidential candidates acknowledge they have differences is how the health care system should treat people with pre-existing health conditions.