JAMA Forum: Judgment Day for the Affordable Care Act?
Larry Levitt's March 2014 post on why there is no single judgment day for the Affordable Care Act is now available at The JAMA Forum.
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Health Affairs Blog: The ACA And People With HIV: The ACA’s Impact And The Implications Of State Choices
PerspectiveA Health Affairs blog post by Jennifer Kates and Rachel Garfield examines the impact of the Affordable Care Act (ACA) on people with HIV/AIDS.
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Health Care Access and Coverage for the Lesbian, Gay, Bisexual, and Transgender (LGBT) Community in the United States: Opportunities and Challenges in a New Era
PerspectiveThis Policy Insight looks at the challenges and questions surrounding recent policy changes that are expected to increase health insurance coverage and access to care for lesbian, gay, bisexual and transgender (LGBT) individuals and their families, including the impact of the Affordable Care Act (ACA) and the Supreme Court's DOMA decision.
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JAMA Forum: The End of the Beginning for the Affordable Care Act
PerspectiveLarry Levitt’s January 2014 column looking "halftime" for ACA's initial launch is now available on The JAMA Forum.
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The Numbers Behind “Young Invincibles” and the Affordable Care Act
PerspectiveAs enrollment statistics in the new health insurance marketplaces start to become available, there is a growing focus on whether the enrollment of so-called “young invincibles” will be sufficient to keep insurance markets stable. Enrollment of young adults is important, but not as important as conventional wisdom suggests since premiums are still permitted to vary substantially by age. Because of this, a premium “death spiral” is highly unlikely. Why does the age distribution of enrollees…
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JAMA Forum: The Affordable Care Act After Week 1–What We Know and What We Don’t Yet Know
PerspectiveLarry Levitt’s October 2013 column on what we know and don't know after the first week of Obamacare open enrollment is now available on The JAMA Forum.
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How Buying Insurance Will Change Under Obamacare
PerspectiveWhen the Affordable Care Act’s (ACA) health insurance marketplaces (also known as “exchanges”) go online this October, millions of people are expected to apply for private insurance coverage. Nobody expects the launch will be perfect, with no hitches and problems. The law not only replaces a fragmented and confusing assortment of plan options in today’s individual insurance market, but it also integrates tax credits to help people pay their premiums, which requires an entirely new…
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JAMA Forum: Why Obamacare Needs Millennials
PerspectiveLarry Levitt's July 2013 column on why the Affordable Care Act is targeting young people is now available on The JAMA Forum.
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Projecting Medicare Advantage Enrollment: Expect the Unexpected?
PerspectiveThis Policy Insight explores possible explanations for the continued rise in Medicare Advantage enrollment between 2010 and 2013 in spite of a projected decrease following payment changes in the Affordable Care Act (ACA).
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Beyond Rebates: How Much Are Consumers Saving from the ACA’s Medical Loss Ratio Provision?
PerspectiveThe Medical Loss Ratio (MLR) provision of the Affordable Care Act (ACA) saved consumers an estimated $2.1 billion last year, in the form of lower premiums and rebates, according to a new analysis by the Kaiser Family Foundation. Under health reform, insurers must issue consumer rebates if they fail to spend a certain portion of premium income on health care claims and quality improvement expenses, thereby limiting what they may spend on administrative expenses or…