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Affordability Is the Issue Now, But Look for the Uninsured to Make a Comeback

A new column on the uninsured from President and CEO Dr. Drew Altman explains: “The uninsured is not the most politically salient problem in health care now, that’s affordability, nor is it the non-problem some say it is. But it’s coming back. And the problem of the chronically ill uninsured is glaring.” Read more.

Key Facts about the Uninsured Population

The number and share of people without insurance grew in 2024, increasing for the first time since 2019, according to KFF’s analysis of data from the American Community Survey (ACS). This issue brief describes trends in health coverage in 2024, examines the characteristics of the uninsured population , and summarizes the access and financial implications of not having coverage.

More on the uninsured population >>

Data and analysis

The Uninsured and Health Coverage

This Health Policy 101 chapter examines the share of the United States population who are uninsured, highlighting their demographics and the challenges they face because of the lack of coverage.

How Many Uninsured Are in the Coverage Gap?

An estimated 1.4 million uninsured individuals in the 10 states without Medicaid expansion, including many working adults, people of color, and those with disabilities, remain in the “coverage gap,” ineligible for Medicaid or for tax credits that would make ACA coverage affordable to them.

Key Facts on Health Coverage of Immigrants

This fact sheet provides an overview of health coverage for immigrants based on data from the 2023 KFF/LA Times Survey of Immigrants. As of 2023, half of likely undocumented immigrant adults and one in five lawfully present immigrant adults reported being uninsured.

Who was uninsured in 2024?

Latest Polling
9.8%

The share of people under age 65 without insurance
62%

The share of uninsured adults who said they were uninsured because coverage is not affordable
59%

The share of uninsured adults who said they or someone living with them had problems paying for health care
39%

The share of uninsured adults who reported delaying or not getting needed care or medication due to cost
Other key facts about the uninsured >>

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  • Medicare State Profiles: State and Regional Data on Medicare and the Population it Serves

    Report

    Although Medicare is a national program, there are substantial variations across states and regions in terms of beneficiary characteristics, health needs, and utilization of Medicare-covered services. Likewise, there are also considerable differences in Medicare spending and the emergence of Medicare managed care. In a single resource document, , presents state-by-state demographic data on the Medicare population, along with information on health service utilization, spending, and Medicare HMO penetration. It also provides regional data on the…

  • The Difference Different Approaches Make: Comparing Proposals to Expand Health Insurance

    Report

    The Difference Different Approaches Make: Comparing Proposals to Expand Health Insurance This paper estimates and compares the impacts of alternative mechanisms for expanding health insurance coverage. A variety of approaches-expansions of existing public programs, direct subsidies, and tax credits-and target populations-including children, poor adults, parents of Medicaid- or CHIP-covered children, and early retirees-are considered. The impacts of the proposals on coverage, costs and other program outcomes are compared. This paper is part of the Kaiser…

  • Getting Behind the Numbers on Access to Care

    Other Post

    The Debate About The Uninsured: How serious are their problems? Embargoed for release until: 9:30 AM, EDT, Tuesday, October 22, 1996 For further information contact: Matt James or Tina Hoff First National Study Asking People To Describe Health Care Experiences In Own Words: 46 Percent of Uninsured Adults Experienced "Serious" Consequences As a Result of Problems Getting and/or Paying for Health Care Study Published in This Week's JAMA Washington, D.C. -- Whenever health care is…

  • Uninsured Children in the South

    Fact Sheet

      Over 4 million children living in the South have no health insurance coverage. While the South experienced a decrease (3 percent) in the number of uninsured children from 1989 to 1993 -- the number of uninsured children nationally increased by 9 percent (Figure 1) -- the region accounts for a dispro-portionately high share of uninsured children in America. Over a third (36 percent) of American children live in the South, but the region accounted…

  • Medicaid Enrollment in 21 States: June 1997 – June 1999

    Report

    This report, Medicaid Enrollment in 21 States: June 1997 -June 1999, prepared by Health Management Associates, includes enrollment data obtained directly from state Medicaid and CHIP programs. Findings show that across the 21 states, which represent 73% of total Medicaid enrollment, enrollment fell from 23.2 million in June 1997 to 22.6 million in June 1998, but turned upward in June 1999 to 22.9 million. State-by-state data is included for: Arkansas, California, Florida, Georgia, Ilinois, Indiana,…

  • Low-Income and Uninsured: The Challenge for Extending Coverage

    Event Date:
    Event

    Diane Rowland, executive director of the Commission, testified to the Senate Committee on Finance about the low-income uninsured. The testimony provides a comprehensive description and analysis of the population and discusses the challenges of providing them health coverage. Please note: the video is no longer available.  If you have an urgent need for the video, you may contact us (choose “problem with video” on the form) and we will try to locate the video. Include the…

  • Issues Related to Unspent S-CHIP Money

    Issue Brief

    A new policy brief discusses issues involving over $11 billion of S-CHIP funds that states have not spent. It has been proposed that states could apply to use the funds for unemployed workers in these tough economic times. What are the implications? ISSUE BRIEF Download

  • National Survey of Physicians Part I: Doctors on Disparities in Medical Care

    Other Post

    Selected findings from the Kaiser Family Foundation's forthcoming National Survey of Physicians reveal that most physicians are aware of racial disparities in medical treatment for specific conditions, but they don't believe it is a widespread problem. In sharp contrast, African American physicians disagree with their fellow physicians with nearly eight in ten (77%) believing race and ethnicity impact how people are treated at least somewhat often. Physicians see insurance status as a key determinate of…

  • Designing Health Purchasing Alliances/Cooperatives: Federal Policy Issues and Options

    Other Post

    A comparison of the key features of alliance design in the Clinton, Chafee/Thomas, and Cooper/Breaux health reform proposals of 1994, examining the trade-offs inherent in alternative alliance design.(For more information about alliances, see #2063, Permitting Voluntary Enrollment in Regional Alliances Under the Health Security Act: The Impact on Spending for Employers and the Federal Government.) Note: This publication is no longer in circulation. However, a copy may still exist in the Foundation's internal library that…

  • How Well Does the Employment-Based Health Insurance System Work for Low-Income Families?

    Other Post

    Part 3 What Explains the Coverage Decline? Rapidly rising health care costs-or, more precisely, employers' responses to costs-have contributed to the widespread erosion of employer coverage. As employers have shifted costs to workers, participation has dropped. Low-wage workers have been disproportionately affected by rising costs, losing access to coverage as well as finding participation more difficult. Their problems have been exacerbated by structural changes in labor markets, which have weakened the tie between jobs and…