Uninsured

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How Much and Why ACA Marketplace Premiums Are Going Up in 2026

This analysis of initial rate filings from all 50 states and DC shows ACA Marketplace insurers are proposing a median premium increase of 18% for 2026, more than double last year’s 7% median proposed increase. The analysis includes proposed rate changes by state and insurer.

Data and analysis

The Uninsured Population and Health Coverage

This Health Policy 101 chapter examines the share of the United States population who are uninsured, highlighting their demographics and the challenges they face because of the lack of coverage.

How Many Uninsured Are in the Coverage Gap?

This analysis estimates that 1.4 million uninsured individuals in the 10 states without Medicaid expansion, including many working adults, people of color, and those with disabilities, remain in the “coverage gap,” ineligible for Medicaid or for tax credits that would make coverage ACA's Marketplaces affordable to them.

Key Facts about the Uninsured Population

The number of people ages 0-64 who were uninsured held steady at 25.3 million in 2023, although the number of uninsured children rose from 3.8 million to 4.0 million. Most uninsured people are in low-income families and have at least one worker in the family.

How the Unwinding Affected Enrollees

Over half who were disenrolled say they put off needed medical care while trying to renew Medicaid. Overall, 19% of adults who had Medicaid prior to the start of unwinding say they were disenrolled at some point in the past year. Of this group, a large majority (70%) were left at least temporarily uninsured.

The uninsured: How costs affect care and health, 2023

Latest Polling
8%

Percent of adults who reported not having health insurance
55%

Percent of uninsured adults who reported delaying or forgoing some form of health care due to cost
19%

Percent of uninsured adults who report that they or a family member had difficulty paying medical bills
38%

Percent of uninsured adults who reported not having a usual source of care (vs. 8% of insured adults)

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  • Uninsured and Their Access to Health Care, 2005

    Fact Sheet

    The Uninsured and Their Access to Health Care This fact sheet describes the characteristics of the uninsured population, the difference health insurance makes, and why there is a large uninsured population. Fact Sheet (.

  • Health Coverage in America, 2004 Data Update

    Report

    This chartbook provides 2004 data on health insurance coverage, with special attention to the uninsured. It includes trends and major shifts in coverage and a profile of the uninsured population. Report (.

  • Threadbare:  Holes in America’s Health Care Safety Net

    Report

    Threadbare: Holes in America’s Health Care Safety Net This report describes the impact of coverage gaps in our safety net through the perspectives of those who provide care to the uninsured and first-hand accounts of the uninsured who are seeking care. Report (.

  • Medical Debt and Access to Health Care

    Report

    This study examines the privately insured who have had problems paying medical bills and compares their access to care to those who have not had medical bill problems as well as those with no health coverage at all, using a national representative survey of adults.

  • Additional Resources on Hurricane Katrina Relief

    Other Post

    U.S. Department of Health & Human Services (HHS)http://www.hhs.gov/katrina/index.html HHS Resources Targeting Minority Communitieshttp://www.os.dhhs.gov/news/press/2005pres/20050930a.html Congressional Hearings and Resources: Hearing: Hurricane Katrina: Community Rebuilding Needs and Effectiveness of Past Proposalshttp://finance.senate.gov/sitepages/hearing092805.htm Hearing: Assessing Public Health and the Delivery of Care in the Wake of Katrinahttp://energycommerce.house.gov/108/Hearings/09222005hearing1643/hearing.htm Senate Committee Reports and Other Information About Hurricane Katrinahttp://help.senate.gov/katrina.