Uninsured

New and noteworthy

Quote from KFF President and CEO Drew Altman reads, "when it comes to the “affordability crisis” driving the national discussion of health care today, the chronically ill, and most of all the chronically ill uninsured, are the tip of the spear."

The Group that Struggles the Most in American Health Care

In a new column, Dr. Drew Altman, KFF’s Founding President and CEO, previews findings about the chronically ill uninsured from a large KFF survey of 25,000 Americans focusing on the cost and access challenges facing the chronically ill, which will be released tomorrow. He writes: “There are more than enough needs to go around in American health care, but if I had to pick the one group that struggles the most with costs and access, it would be people with chronic illnesses who are also uninsured.”

Other “Beyond the Data” columns >>

Key Facts about the Uninsured Population

The number and share of people without insurance grew in 2024, increasing for the first time since 2019, according to KFF’s analysis of data from the American Community Survey (ACS). This issue brief describes trends in health coverage in 2024, examines the characteristics of the uninsured population , and summarizes the access and financial implications of not having coverage.

Data and analysis

The coverage gap exists because some states did not expand Medicaid under the ACA to cover adults under age 65 without dependent children with incomes at/below 138% of the federal poverty level (FPL)

How Many Uninsured Are in the Coverage Gap?

An estimated 1.4 million uninsured individuals in the 10 states without Medicaid expansion, including many working adults, people of color, and those with disabilities, remain in the "coverage gap," ineligible for Medicaid or for ACA tax credits that would make coverage affordable.

The Uninsured and Health Coverage

This Health Policy 101 chapter examines the share of the United States population who are uninsured, highlighting their demographics and the challenges they face because of the lack of coverage.

Key Facts on Health Coverage of Immigrants

This fact sheet provides an overview of health coverage for immigrants based on data from the 2023 KFF/LA Times Survey of Immigrants. As of 2023, half of likely undocumented immigrant adults and one in five lawfully present immigrant adults reported being uninsured.

Who was uninsured in 2024?

Latest Polling
9.8%

The share of people under age 65 without insurance
62%

The share of uninsured adults who said they were uninsured because coverage is not affordable
59%

The share of uninsured adults who said they or someone living with them had problems paying for health care
39%

The share of uninsured adults who reported delaying or not getting needed care or medication due to cost

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  • Legislative Summary: State Children’s Health Insurance Program – Fact Sheet

    Fact Sheet

    State Children's Health Insurance Program Summary November 1997 Nearly 10 million children are uninsured, often resulting in difficulties in obtaining needed health care. To expand coverage to low-income uninsured children, Congress enacted the State Children's Health Insurance Program (CHIP) as part of the Balanced Budget Act (BBA) of 1997 (P.L. 105-33). This new program allocates $20.3 billion in federal matching funds over five years to states to expand insurance for children. States can use the…

  • Working Families at Risk: Coverage, Access, Cost and Worries

    Other Post

    Many Working Families Struggle To Get Needed Care And Pay Medical Bills Three-Quarters of the Currently or Recently Uninsured Are in Working Families Nearly Half of Uninsured Adults in Working Families Have Access or Bill Problems Embargoed for release until: 10:00 a.m., EST, Monday, December 8, 1997 For further Information contact: Chris Ferris (202)347-5270 or Mary Mahon (212)606-3853 Washington, D.C.-- Three in four American adults who do not have health insurance or who have experienced…

  • Retiree Health Trends and Implications of Possible Medicare Reforms

    Fact Sheet

    The availability of employer-sponsored retiree health benefits from large companies has declined since 1991, according to a new study conducted for the Kaiser Family Foundation by Hewitt Associates LLC. The study also shows that the number of big businesses charging premiums, tightening eligibility requirements, encouraging use of managed care, and placing dollar caps on coverage increased. In addition, the report concluded that potential changes in the Medicare program, such as a higher eligibility age, could…

  • Legislative Summary: State Children’s Health Insurance Program

    Fact Sheet

    This Fact Sheet summarizes eligibility, benefits and cost-sharing, and financing rules of the State Children's Health Insurance Program as well as other child-related Medicaid provisions from the Balanced Budget Act of 1997. Fact Sheet Fact Sheet

  • Survey of Consumer Experiences in Managed Care – News Release

    Other Post

    New Survey Offers Insight Into Experiences of Managed Care Consumers Majority of Sacramento Managed Care Consumers Report No Difficulty with Their Plan, But Over a Quarter Had Problems For Immediate Release:Wednesday, November 19, 1997 Contacts:Heather Balas,Kaiser Family Foundation, (650) 854-9400 Katie Salvas,Sierra Health Foundation, (916) 922-4755 Magdalena Beltran-del Omo,The California Wellness Foundation, (818) 589-6600 Lauren Schaefer,Health Rights Hotline, (916) 551-2147 Medicaid Beneficiaries Report Highest Rate of Difficulty Sacramento, California -- Much national attention is currently…

  • Managed Care Plan Liability: An Analysis of Texas and Missouri Legislation – Report

    Report

    Managed Care Plan Liability: An Analysis Of Texas And Missouri Legislation Patricia A. Butler, JD, DrPH November 1997 Background As increasing numbers of Americans receive health care coverage through managed care plans, public attention has been focused on some of the problems consumers have with such plans. Although most consumers report satisfaction with their plans, some express concern that plans' financial incentives limit access to needed services. For example, some consumers are not referred to…

  • The Impact of Manged Care Legislation: An Analysis of Five Legislative Proposals from California – Report

    Report

    The Impact of Managed Care Legislation: An Analysis of Five Legislative Proposals from California Health Policy Economics GroupPrice Waterhouse LLP November, 1997 Executive Summary Managed care has grown tremendously in recent years. From 1988 to 1997, at firms with 200 or more employees, the proportion of employees enrolled in HMOs nationwide increased from 18 percent to 33 percent. The presence of managed care varies by state across the country but is particularly strong in California…

  • Managed Care Plan Liability: An Analysis of Texas and Missouri Legislation

    Other Post

    The Impact of Managed Care Legislation: An Analysis of Five Legislative Proposals from California Health Policy Economics GroupPrice Waterhouse LLP November, 1997 Executive Summary Managed care has grown tremendously in recent years. From 1988 to 1997, at firms with 200 or more employees, the proportion of employees enrolled in HMOs nationwide increased from 18 percent to 33 percent. The presence of managed care varies by state across the country but is particularly strong in California…