Uninsured

New and noteworthy

How Much and Why ACA Marketplace Premiums Are Going Up in 2026

This analysis of initial rate filings from all 50 states and DC shows ACA Marketplace insurers are proposing a median premium increase of 18% for 2026, more than double last year’s 7% median proposed increase. The analysis includes proposed rate changes by state and insurer.

Data and analysis

The Uninsured Population and Health Coverage

This Health Policy 101 chapter examines the share of the United States population who are uninsured, highlighting their demographics and the challenges they face because of the lack of coverage.

How Many Uninsured Are in the Coverage Gap?

This analysis estimates that 1.4 million uninsured individuals in the 10 states without Medicaid expansion, including many working adults, people of color, and those with disabilities, remain in the “coverage gap,” ineligible for Medicaid or for tax credits that would make coverage ACA's Marketplaces affordable to them.

Key Facts about the Uninsured Population

The number of people ages 0-64 who were uninsured held steady at 25.3 million in 2023, although the number of uninsured children rose from 3.8 million to 4.0 million. Most uninsured people are in low-income families and have at least one worker in the family.

How the Unwinding Affected Enrollees

Over half who were disenrolled say they put off needed medical care while trying to renew Medicaid. Overall, 19% of adults who had Medicaid prior to the start of unwinding say they were disenrolled at some point in the past year. Of this group, a large majority (70%) were left at least temporarily uninsured.

The uninsured: How costs affect care and health, 2023

Latest Polling
8%

Percent of adults who reported not having health insurance
55%

Percent of uninsured adults who reported delaying or forgoing some form of health care due to cost
19%

Percent of uninsured adults who report that they or a family member had difficulty paying medical bills
38%

Percent of uninsured adults who reported not having a usual source of care (vs. 8% of insured adults)

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  • Health Insurance Coverage for the Uninsured: Comparison of the Candidates’ Proposals

    Fact Sheet

    Health Care Coverage for the Uninsured: Comparison of Candidate's Proposals Download a printable.pdf of this document Bush-Cheney1 Kerry-Edwards2 General approach Provides tax credits and HSA contributions to low-income families and small employers to help people buy private insurance. Establishes insurance pools and authorizes association health plans. Expands community and rural health centers.

  • Uninsured Workers in America

    Fact Sheet

    The fact sheet describes the characteristics of uninsured workers, the availability of and participation in job-based coverage, and reasons why workers are uninsured. Fact Sheet (.

  • Assessing Tax Subsidies to Cover the Uninsured

    Other Post

    Tax Reform to Expand Health Coverage: Administrative Issues and ChallengesPrepared for the Kaiser Family Foundation by Jack Meyer of the Economic and Social Research Institute, this report analyzes the administrative and implementation issues associated with expanding tax subsidies for the purchase of private health insurance.

  • Native Americans and Medicaid: Coverage and Financing Issues

    Other Post

    Native Americans and Medicaid:Coverage and Financing Issues Prepared by Andy Schneider and JoAnn Martinez, The Center on Budget and Policy Priorities for The Kaiser Commission on the Future of Medicaid December 1997 Table 1: Medicaid Eligibility Thresholds Pregnant Women, Infants and Children (Effective October 1997) Other Eligibility Categories State Pregnant Women and Infants Children Under…

  • Medicare Restructuring: The FEHBP Model

    Other Post

    Executive Summary Part 2 How Well Does FEHBP work? FEHBP has been somewhat more successful than Medicare in controlling costs. However, recent trends indicate that FEHBP's competitive structure alone cannot guarantee cost control over the long term. Until recently, FEHBP experienced slightly lower growth in spending per enrollee than Medicare.