Uninsured

Data and analysis

The coverage gap exists because some states did not expand Medicaid under the ACA to cover adults under age 65 without dependent children with incomes at/below 138% of the federal poverty level (FPL)

How Many Uninsured Are in the Coverage Gap?

An estimated 1.4 million uninsured individuals in the 10 states without Medicaid expansion, including many working adults, people of color, and those with disabilities, remain in the "coverage gap," ineligible for Medicaid or for ACA tax credits that would make coverage affordable.

The Uninsured and Health Coverage

This Health Policy 101 chapter examines the share of the United States population who are uninsured, highlighting their demographics and the challenges they face because of the lack of coverage.

Key Facts on Health Coverage of Immigrants

This fact sheet provides an overview of health coverage for immigrants based on data from the 2023 KFF/LA Times Survey of Immigrants. As of 2023, half of likely undocumented immigrant adults and one in five lawfully present immigrant adults reported being uninsured.

New and noteworthy

Affordability Is the Issue Now, But Look for the Uninsured to Make a Comeback

A new column on the uninsured from President and CEO Dr. Drew Altman explains: “The uninsured is not the most politically salient problem in health care now, that’s affordability, nor is it the non-problem some say it is. But it’s coming back. And the problem of the chronically ill uninsured is glaring.” Read more.

Key Facts about the Uninsured Population

The number and share of people without insurance grew in 2024, increasing for the first time since 2019, according to KFF’s analysis of data from the American Community Survey (ACS). This issue brief describes trends in health coverage in 2024, examines the characteristics of the uninsured population , and summarizes the access and financial implications of not having coverage.

More on the uninsured population >>

Who was uninsured in 2024?

Latest Polling
9.8%

The share of people under age 65 without insurance
62%

The share of uninsured adults who said they were uninsured because coverage is not affordable
59%

The share of uninsured adults who said they or someone living with them had problems paying for health care
39%

The share of uninsured adults who reported delaying or not getting needed care or medication due to cost

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  • Overview of Selected Medicare Provisions: A Side-by-Side Comparison of Medicare Current Law with Selected House and Senate Provisions to the Balanced – Report

    Report

    Understanding the Growth in Medicare's Home Health Expenditures Overview Of Selected Medicare Provisions: A Side-by-Side Comparison of Medicare Current Law with House and Senate Provisions to the Balanced Budget Act of 1997 Prepared by: Health Policy Alternatives, Inc. Prepared for: The Henry J. Kaiser Family Foundation July 1997 Preface This report, prepared by Health Policy Alternatives, presents a side-by-side comparison of current Medicare law with selected Medicare provisions included in the Balanced Budget Act of…

  • The Difference Different Approaches Make: Comparing Proposals to Expand Health Insurance

    Report

    The Difference Different Approaches Make: Comparing Proposals to Expand Health Insurance This paper estimates and compares the impacts of alternative mechanisms for expanding health insurance coverage. A variety of approaches-expansions of existing public programs, direct subsidies, and tax credits-and target populations-including children, poor adults, parents of Medicaid- or CHIP-covered children, and early retirees-are considered. The impacts of the proposals on coverage, costs and other program outcomes are compared. This paper is part of the Kaiser…

  • Getting Behind the Numbers on Access to Care

    Other Post

    The Debate About The Uninsured: How serious are their problems? Embargoed for release until: 9:30 AM, EDT, Tuesday, October 22, 1996 For further information contact: Matt James or Tina Hoff First National Study Asking People To Describe Health Care Experiences In Own Words: 46 Percent of Uninsured Adults Experienced "Serious" Consequences As a Result of Problems Getting and/or Paying for Health Care Study Published in This Week's JAMA Washington, D.C. -- Whenever health care is…

  • In Their Own Words: Family Profiles

    Other Post

    In Their Own Words: Family Profiles As the U.S. Congress and state legislatures explore policies to cover the uninsured, the Commission has profiled four families with uninsured members, including their family budgets, to better understand how specific policy ideas will practically affect typical uninsured Americans. Family Profiles Read the full report, "In Their Own Words: The Uninsured Talk About Living Without Health Insurance"

  • First Glance at the Children’s Health Initiative in Santa Clara County, California

    Report

    A new background report examines Santa Clara County in California in its effort to provide health insurance coverage (Children's Health Initiative or CHI) to all children living in the county. As one of the first localities to attempt such an initiative, its experiences can highlight important lessons and potential best practices for policymakers at the county, state, and national level considering coverage expansions for children. Also see Lessons from the Field: Increasing Enrollment in Children's…

  • Protection in Managed Care Plans: A Side-by-Side Comparison of Proposal Federal Legislation – Report

    Report

    Side-By-Side Comparison Of Proposed Federal Legislation For Consumer Protection In Managed Care Plans Nicole Tapay, Karen Pollitz, Jalena Curtis Institute for Health Care Research and Policy Georgetown University Medical Center July 18, 1997 Issue Summary Over the past decade, an increasing number of Americans have been receiving their health care coverage through HMOs, PPOs and other types of managed care entities. The growing influence of managed care, in turn, has led consumers and state and…

  • Health News Index – January/February 2000

    Poll Finding

    Health News Index January/February, 2000The January/February 2000 edition of the Kaiser Family Foundation/Harvard School of Public Health, Health News Index includes questions about major health stories covered in the news, including questions about the presidential candidate's health care proposals and their stands on abortion as well as a report on the declining rate of abortion. The survey is based on a national random sample of 1,006 Americans conducted February 4-8, 2000 which measures public knowledge…

  • Making It Simple: Medicaid for Children and CHIP Income Eligibility Guidelines and Enrollment Procedures

    Report

    This is a study of the enrollment process in children's Medicaid and the Children's Health Insurance Program (CHIP) in the 50 states and Washington, DC. Prepared by the Center on Budget and Policy Priorities, the study is comprised of a nationwide telephone survey of state officials, a review of state CHIP plans, and interviews with state child health advocates. The focus of the study is on income eligibility guidelines, simplification of applications, enrollment and redetermination…

  • National Election Night Survey of Voters, 1994

    Poll Finding

    Among Issues, Voters See Health Reform As Top Priority for New Congress But Reject Major Overhaul of System For More Modest Approach Embargoed for release: 12:00 p.m. EST Tuesday, November 15, 1994 For further information contact: Matt James or Tina Hoff National Election Night Survey Also Finds: Voters Support Spending Cuts to Reduce Deficit in Theory, But Not in Practice When Specific Budget Areas Are Proposed Menlo Park, CA -- A Kaiser/Harvard election night survey…

  • Low-Income and Uninsured: The Challenge for Extending Coverage

    Event Date:
    Event

    Diane Rowland, executive director of the Commission, testified to the Senate Committee on Finance about the low-income uninsured. The testimony provides a comprehensive description and analysis of the population and discusses the challenges of providing them health coverage. Please note: the video is no longer available.  If you have an urgent need for the video, you may contact us (choose “problem with video” on the form) and we will try to locate the video. Include the…