2019 Premiums for ACA Silver Plans Will Be 16 Percent Higher Than They Would Have Been Absent the Repeal of the Individual Mandate, Expansion of Short-Term Plans and Loss of Federal Cost-Sharing Payments, Analysis Finds October 26, 2018 News Release Although 2019 premiums for plans in the Affordable Care Act marketplaces are flat or falling in many parts of the country, they would be substantially lower still if not for several Trump administration-backed changes to private insurance markets, finds a new KFF analysis. ACA silver-level plans sold in the marketplaces…
ACA Open Enrollment: For Consumers Considering Short-Term Policies October 25, 2019 Fact Sheet A short fact sheet provides information about short-term health insurance policies and how they differ from ACA-compliant plans.
Para consumidores que estén considerando planes de salud de corto plazo… October 30, 2018 Fact Sheet Esta hoja informativa ofrece datos sobre los planes de salud de corto plazo y en qué se diferencian de las pólizas que cumplen con ACA.
Why Do Short-Term Health Insurance Plans Have Lower Premiums Than Plans That Comply with the ACA? October 31, 2018 Issue Brief Short-term health insurance plans are able to charge premiums 54 percent lower than ACA-compliant plans, by excluding pre-existing conditions and severely limiting benefits.
Short-Term Health Insurance Plans Charge Less than Half as Much in Premiums as ACA Plans By Excluding Pre-Existing Conditions and Severely Limiting Benefits October 31, 2018 News Release Short-term health insurance plans offer a trade-off for consumers: substantially lower premiums than plans that comply with the Affordable Care Act, but much less protection if they get sick and need care. Just how much cheaper are the premiums and what are consumers giving up to get them? A new…
More Insurers Are Participating in the ACA Marketplaces in 2019 November 14, 2018 News Release Insurer participation in the Affordable Care Act’s health insurance marketplaces is rising in 2019, finds a new analysis from KFF (the Kaiser Family Foundation).The increase follows consecutive years of improving insurance company profits and shows up in several different ways: Going into 2019, 608 counties nationwide are gaining at least…
Some Can Get Marketplace Plans With No Premiums,Though With Higher Deductibles and Cost-Sharing November 26, 2018 News Release Many low-income consumers who are eligible for federal financial help under the Affordable Care Act can get a bronze-level plan and pay nothing out-of-pocket in premiums in more than 2,000 counties next year, depending on their annual income, according to a new analysis from KFF (the Kaiser Family Foundation). Such plans come…
Ask KFF: Karen Pollitz Answers 3 Questions on Trump Administration’s New ACA Waiver Guidelines November 30, 2018 Issue Brief Karen Pollitz answers three questions on the Trump administration’s recent changes to the ACA Section 1332 state innovation waiver guidelines and the implications for consumers and state marketplaces in our new “Ask KFF” feature.
How Many of the Uninsured Can Purchase a Marketplace Plan for Free? December 11, 2018 Issue Brief This analysis looks at how many of the remaining uninsured are eligible for premium subsidies that are large enough to cover the entire cost of a bronze plan, which is the minimum level of coverage available on the Marketplaces. It estimates 27% of uninsured individuals who could shop on the ACA Marketplace, or 4.2 million people nationwide, are eligible to purchase a bronze plan with $0 premiums after subsidies in 2019.
4.2 Million Uninsured People Could Get a Bronze Plan in the ACA Marketplace with $0 Premiums After Tax Credits December 11, 2018 News Release We have data on the number and share of uninsured in each state who have access to free bronze plans.