2025 KFF Marketplace Enrollees Survey
In 2025, about one in three ACA enrollees said they would be “very likely” to look for a lower-premium Marketplace plan If their premium payments doubled.
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In 2025, about one in three ACA enrollees said they would be “very likely” to look for a lower-premium Marketplace plan If their premium payments doubled.
Adults ages 50 to 64 are disproportionately affected by the expiration of ACA enhanced premium tax credits because they make up a large number of Marketplace enrollees and premiums rise with age.
Following the expiration of the enhanced premium tax credits for people with Affordable Care Act (ACA) Marketplace plans, a new KFF follow-up survey of the same Marketplace enrollees KFF surveyed in 2025 finds half (51%) of returning enrollees say their health care costs are “a lot higher” this year compared to last year, including four in 10 who specifically say their premiums are “a lot higher.”
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En general, los inmigrantes con estatus legal (excepto los beneficiarios de DACA) pueden adquirir un plan en el mercado de seguros establecidos por la Ley de Cuidado de Salud a Bajo Precio (ACA). La nueva ley no afecta la elegibilidad para la cobertura del mercado de seguros para estos inmigrantes.
El plan de sus padres, independientemente de la fuente, generalmente no está obligado a cubrir a su hijo como dependiente. Dependiendo de sus ingresos, su hijo podría ser elegible para la cobertura del programa Medicaid/CHIP en su estado.
Depende del tipo de cobertura que ofrezca su universidad. Generalmente, sí, si se trata de un plan "Totalmente asegurado".
Para el año fiscal 2025, si subestimó sus ingresos y recibió un subsidio para las primas anticipado mayor al que le correspondía, deberá reembolsar la diferencia entre el monto del crédito fiscal recibido y el monto al que tenía derecho.
No, el monto final de su subsidio para las primas se determinará en base a sus ingresos del año, según lo declarado en su declaración de impuestos.
No, your Marketplace plan will not be canceled automatically when your Medicare coverage starts. You must contact your Marketplace insurer directly to cancel your Marketplace policy.
No. Your eligibility for premium tax credit subsidies and the amount of your premium tax credit will be based on your household income. The amount your spouse pays for his Medicare, Part D, and supplemental insurance premium costs will not be taken into account. Browse more questions in the Medicare and the Marketplace section.
Yes. If you want to obtain coverage through the Marketplace, you may do so, and if your income is at least 100% of the Federal Poverty Level ($15,650 for a single adult or $21,150 for a family of two in 2026), you may be eligible for premium tax credits.
You can always shop for health coverage in the Marketplace. However, if you’re offered employer health benefits, you can’t qualify for premium tax credits in the Marketplace unless your employer coverage is considered unaffordable. If your share of the premium for self-only coverage in your employer plan is 9.
You can currently purchase Marketplace coverage and qualify for subsidies depending on your income. Deferred Action for Childhood Arrivals (DACA) recipients are no longer eligible for health coverage through the Marketplaces, and starting in 2027, certain other lawfully present immigrants will no longer be eligible for subsidized Marketplace coverage.
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