Home Affordable Care Act Topics

Affordable Care Act

The ACA MarketplaceS

Change in February effectuated enrollment, by state, 2025-2026

How Has ACA Marketplace Enrollment Changed Across States in 2026?

ACA Marketplace enrollment fell this year in every state except New Mexico, which was the only state to fully replace the enhanced premium tax credits that expired last year with a state-funded subsidy, according to a new KFF analysis of effectuated enrollment data. The Marketplace enrollment decline—the first in seven years—follows several years of rapid enrollment growth and coincides with the end of the enhanced federal subsidies.

In Preliminary Rate Filings, ACA Marketplace Insurers Largely Propose Double-Digit Premium Increase For 2027, Following a Steep Climb This Year 

ACA Marketplace insurers are proposing a median premium increase of 14% for 2027— indicating a likely second consecutive year of double-digit increases, according to a new analysis of preliminary rate filings in 16 states and DC. If these increases hold, typical premiums for insurers participating in the ACA Marketplaces would jump by more than one-third between 2025 and 2027.

About the ACA

Promotional image for KFF video How Affordable is the Affordable Care Act

Did the Affordable Care Act Make Health Care More Affordable?

The expiration of the ACA’s enhanced premium tax credits at the start of 2026, combined with rising insurer premiums, put a spotlight on health care affordability that extends beyond Marketplace enrollees. KFF’s Cynthia Cox examines the ACA’s record and the broader underlying question it raises: what’s a fair price for Americans people to pay for health care?

Latest News

More KFF Health News

Stay informed.

Get KFF's latest on the Affordable Care Act

Stay informed.

Get KFF's
latest on the Affordable
Care Act

View the Latest: Affordable Care Act

Filter

List Grid

2,711 - 2,720 of 2,783 Results

  • ¿Cuándo puedo inscribirme en un plan privado de salud a través del mercado?

    FAQs

    En general, una persona solo puede inscribirse en la cobertura de un plan de salud no grupal durante el período de inscripción abierta. Para la cobertura de 2026, el período de inscripción abierta en los estados que usan cuidadodesalud.gov comienza el 1 de noviembre de 2025 y se cierra al final del día 15 de enero de 2026. Las siguientes estados tienen distintas fechas de finalización: Idaho: 15 de diciembre Massachusetts: 23 de enero Virginia:…

  • Compramos seguro en el mercado en nuestro estado, pero nuestro hijo va a la universidad en otro. Queremos tenerlo en nuestro plan. ¿Podemos hacerlo?

    FAQs

    Sí. Su hijo puede inscribirse en su plan familiar del Mercado, incluso si vive fuera del estado. Sin embargo, es posible que su hijo deba regresar a casa para acceder a la atención dentro de la red de su plan. Si reciben servicios de atención médica en otro estado, los proveedores de salud pueden estar fuera de la red de su plan, y es posible que usted tenga que pagar copagos o coseguros de costos…

  • Vivo en diferentes estados durante el año. ¿Dónde me inscribo para tener cobertura de salud? Si me inscribo en un plan en un estado, ¿cómo encuentro proveedores de salud dentro de la red en el otro?

    FAQs

    Si tiene dos residencias principales donde pasa mucho tiempo, puede establecer su residencia en una o ambas. Para encontrar proveedores de atención médica dentro de la red, revise detenidamente los documentos del plan y el directorio de proveedores antes de solicitarlo. Debería explorar planes que utilizan una red nacional de proveedores para encontrar proveedores participantes en más de un estado. Un plan de organización de proveedores preferidos (PPO) puede ofrecer más flexibilidad para consultar con…

  • ¿Puedo comprar un plan de salud en el mercado de seguros si no tengo la residencia permanente (green card o tarjeta verde)?

    FAQs

    Potencialmente, sí. Debe ser un inmigrante con presencia legal en el país para ser elegible para cobertura (como ser recipiente de una tarjeta verde o green card). Otros tipos de visa son de refugiados o asilados. La Acción Diferida para los Llegados en la Infancia (DACA) ya no se considera un estatus migratorio elegible para obtener cobertura médica a través de los Mercados de Seguros Médicos. Puede encontrar más información sobre los estatus migratorios elegibles…

  • ¿Quién puede comprar cobertura en el mercado de seguros?

    FAQs

    La mayoría de las personas pueden comprar cobertura en el mercado de seguros. Para ser elegible, debe vivir en el estado en donde está su mercado, debe ser ciudadano de los Estados Unidos o estar en el país de manera legal, y no debe estar preso o tener Medicare. La Acción Diferida para los Llegados en la Infancia (DACA) ya no se considera un estatus migratorio elegible para la cobertura de salud a través de…

  • Is COVID-19 a Pre-Existing Condition? What Could Happen if the ACA is Overturned

    Policy Watch

    If the ACA is overturned, federal law protection for people with pre-existing health conditions would end.  This post examines what that could mean for people in the time of COVID-19, including whether and how insurers could deny coverage to people who have had COVID or other pre-existing conditions.

  • A Court Ruling Striking Down the ACA Would Eliminate the Medicaid Expansion and Cause Millions of Low-Income People to Become Uninsured

    News Release

    Millions of low-income Americans currently covered by Medicaid likely would become uninsured if the Supreme Court were to strike down the Affordable Care Act in California v. Texas, a legal challenge the high court is scheduled to hear in early November, KFF experts explain in a new Policy Watch post. Overturning the ACA would eliminate the expansion of Medicaid, which largely has been financed by the federal government, and eliminate eligibility for Medicaid for low-income…

  • The 2020 Presidential Election: Implications for Women’s Health

    Issue Brief

    This brief and side-by-side tables reviews the key health issues that are likely to have a direct impact on women’s health as well as their access to coverage and care, and summarizes the presidential candidates’ stated positions and records on these issues.

  • KFF Health Tracking Poll – October 2020: The Future of the ACA and Biden’s Advantage On Health Care

    Report

    The poll examines the public's views on the Supreme Court case to overturn the Affordable Care Act and its protections for people with pre-existing conditions. Less than a month from the results of the 2020 presidential election, this poll examines the top issues for voters (the economy, the coronavirus pandemic, health care, criminal justice and policing, among others) as well as which candidate, Biden or Trump, they think has the better approach to handle key…