The Average ACA Deductible Grew by About $1,000 Per Person in 2026, With More Enrollees Shifting to Higher-Deductible Plans as Enhanced Tax Credits Expired
After the enhanced tax credits ended, many Marketplace shoppers shifted toward lower-premium, higher-deductible plans, according to a new KFF analysis. Marketplace enrollment could fall from 22.3 million in 2025 to about 17.5 million in 2026.