Yes.  The American Rescue Plan provides for new, temporary COBRA premium subsidies for people who lost their jobs or had their hours cut so they no longer qualify for group health benefits.  The law provides for a 100% premium subsidy for COBRA for up to 6 months.  The first subsidy-eligible month is April 2021 and the last subsidy-eligible month is September 2021.  Employers will pay the COBRA premium for subsidy-eligible individuals and be reimbursed by…

No.  People lose eligibility for the COBRA premium subsidy when they become eligible for other job-based health coverage.  You are required to notify your former employer or COBRA administrator if you become eligible for other job-based health coverage.  If you do not, you might owe a penalty.

The higher premium subsidies are in effect for the 2021 and 2022 plan years.  For premiums you already paid in 2021, before the new law passed, you can claim the increased tax credit when you file your federal income tax return.

Yes.  Generally, people must have an annual income at least as high as the federal poverty level in order to qualify for marketplace subsidies.  In states that have not expanded Medicaid eligibility, that leaves poor adults with no access to financial help for health coverage.  However, during 2021 only, people who receive UI benefits during the year and who live in non-expansion states can receive a premium tax credit and cost-sharing subsidies even if their…

No.  If you are eligible for Medicaid you cannot be eligible for marketplace subsidies.  Some people who receive UI benefits will be eligible for Medicaid, in part because Medicaid will NOT take into account the $300 per week federal supplemental UI benefits.  When you apply through the marketplace, you will receive a determination indicating whether you are eligible for Medicaid.  Medicaid coverage is also free or low cost (some states charge a nominal monthly premium…