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Pre-existing Conditions and Medical Underwriting in the Individual Insurance Market Prior to the ACA

This brief reviews medical underwriting practices by private insurers in the individual health insurance market prior to 2014, and estimates how many American adults could face difficulty obtaining private individual market insurance because of a pre-existing condition if the Affordable Care Act (also known as Obamacare) were repealed or amended and such practices resumed.

Understanding Short-Term Limited Duration Health Insurance

In late 2017, President Trump issued an executive order directing the Secretary of Health and Human Services to take steps to expand the availability of short-term health insurance policies. This brief provides background information on short-term policies and how they differ from ACA-compliant health plans. It also analyzes the short-term plans available through two major online brokers to assess how often they include coverage for mental health, substance abuse, prescription drugs and maternity care.

The Front-line Workers Most at Risk from Coronavirus

As state and local governments ease social distancing orders, many employers and workers face decisions about a physical return to the workplace. Drew Altman’s latest Axios column analyzes the numbers and finds that, “An estimated 25-30 million people are caught in the middle of the coronavirus economy — they’re unable…

Analysis Examines the Affordable Care Act’s Impact on Nearly All Americans

A week after the 2020 elections, the Supreme Court is scheduled to hear arguments on a legal challenge, supported by the Trump administration, that seeks to overturn the Affordable Care Act, an outcome that would have major effects throughout the health care system as the law’s provisions have affected nearly…

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Filling the need for trusted information on national health issues, the Kaiser Family Foundation is a nonprofit organization based in San Francisco, California.