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Affordability

A promotional image for the the KFF Health Policy 101 Health Care Costs and Affordability chapter

Health Policy 101 is a comprehensive guide covering fundamental aspects of U.S. health policy and programs, including Medicare, Medicaid, the Affordable Care Act, employer-sponsored insurance, the uninsured population, health care costs and affordability, women's health issues, and health care politics. The Health Care Costs and Affordability chapter explores trends in health care costs in the U.S. and the factors that contribute to this spending. It also examines how health care spending varies across the population, the impact of costs on care affordability and individuals' overall financial vulnerability.

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  • Health Care in the 2026 Midterm Election

    Feature

    This dashboard focuses on KFF’s analysis of the role health care costs and other health policy issues played in voters’ decisions in the 2026 midterm elections, including in key Senate races. It examines the role of rising health costs on voters’ decisions, views on the Trump administration’s health care policies, and opinions on the government’s role in health care amid discussions of Medicare for All.

  • What Do the Midterm Election Results Mean for Health Care? 

    Event Date:
    Event

    On November 5, KFF hosted a special post-election discussion and live podcast taping. KFF experts and journalists provided analysis and insights about what the election results could mean for health policy and took audience questions. Part of the discussion focused on public opinion survey data on how voters weighed health care as they went to the polls nationally and in the four states with abortion-related ballot initiatives. 

  • Building AI In-House at Europe’s Largest Hospital

    Podcast

    Most hospitals buy their AI. Charité – Universitätsmedizin Berlin, Europe’s largest academic medical center and ranked eighth in the world by Newsweek, is developing its own. Charité has consolidated its scattered AI projects into a single Institute for Artificial Intelligence in Medicine and switched on Clé, an in-house platform that runs across research, teaching, patient care, and administration. Its success, says Chief Executive Officer Prof. Dr. Heyo Kroemer, will depend on whether it improves care,…

  • Are Employer Health Costs Out of Control?   

    From Drew Altman

    In a new column, President and CEO Dr. Drew Altman dissects the conventional wisdom that employer health costs are “out of control.” He writes that “the story this year is not about out-of-control employer health costs—they were moderate—or of a collapsing employer-based insurance system, although it certainly has many problems, including being propped up by a $470 billion annual tax subsidy. Instead, the story this year seems to be a conspicuous shift of premium costs…

  • What’s in a Name? From Today’s Medicare to Medicare for All

    Perspective

    In this JAMA Health Forum post, KFF's Larry Levitt explains how proposals to create Medicare-for-All promise more generous benefits than the existing Medicare program, with no premiums or cost-sharing, but could end up looking more like Medicare if it became the subject of a serious national debate about the tradeoffs involved to implement it.

  • Americans’ Challenges with Health Care Costs

    Issue Brief

    This data note summarizes recent KFF polling on Americans’ experiences with health care costs, which factor into decisions about insurance coverage and care seeking and consistently ranks as a top financial worry for adults and their families.