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Medicare Open Enrollment FAQs

General Enrollment Information

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8 items

I didn’t sign up for Part B when I first became eligible, but want to sign up now. I know there is a penalty for late enrollment. Is there any way to avoid the penalty?

Is there a lifetime limit on the number of times a person can switch Medicare Advantage and Medicare Part D plans, or can I shop around and switch every year if I want to?

Can I change my Medicare coverage outside of the Medicare Open Enrollment period?

I have Medicare Part A and Part B. I’ve heard about Part C and Part D, but I don’t know what those are. Do I need to sign up for those during the Medicare Open Enrollment period?

I am in traditional Medicare and don’t want to make any changes to my coverage. How does the Medicare Open Enrollment period affect me?

My husband and I are retired. He just turned 65 and is now covered by Medicare, but I am 62 and I don’t have health insurance. As the spouse of a Medicare beneficiary, can I enroll in Medicare during the Medicare Open Enrollment period?

How can I compare my Medicare coverage options?

When Is the Open Enrollment period for Medicare? What changes can I make to my Medicare coverage during this time?