Young Adults and Students

I’m going to a college that offers a student health plan. Can I stay covered as a dependent on my parents’ health insurance plan, or do I have to take the student health coverage?

Published: Sep 29, 2025

You can stay on your parents’ plan up to age 26 if they have coverage through work, or until the end of the year you turn 26 if they have Marketplace coverage. Eligibility for student health coverage does not make you ineligible to be covered as a dependent on your parents’ plan.

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