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FAQs: Health Insurance Marketplace and the ACA

Young Adults and Students

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I’m covered under my parents’ plan and just had a baby. Will my parents’ plan cover my baby after he’s born?

I used to be covered on my parents’ health plan, but I dropped off last year when I found other coverage. Now I’ve lost that other coverage and want to get back on my parents’ plan. Can I do...

I’m a young adult, newly independent from my parents, and I have never filed my own federal income tax return before. Can I apply for premium tax credits this year? Will that pose any problems?

I’m a young adult and I need health insurance. What are my coverage options?

What is a student health plan?

Does my student health plan have to cover birth control, and if not, what are my options?

I’m eligible for a student health plan but haven’t signed up yet. Do I have to enroll in that plan, or can I apply for coverage and financial assistance on the Marketplace or for Medicaid coverage?

I’m enrolled in a student health plan, but now I think I can get a better deal in the Marketplace. Can I drop student health plan coverage and go to the Marketplace instead?

I’m going to a college that offers a student health plan. Can I stay covered as a dependent on my parents’ health insurance plan, or do I have to take the student health coverage?

I just got a job that offers health benefits, but my parents’ health insurance plan is better and less expensive to me. Can I stay on my parents’ plan?