It is important that you contact both the Marketplace and the health plan and let them know you no longer need coverage. In HealthCare.gov states, you can log into your Marketplace account, select the “terminate coverage” option, and enter the required information.
If you have a family policy and want to remove one person from the policy but keep coverage in effect for others, in HealthCare.gov states, log in to your Marketplace account, select the “reporting a life change” option, and enter the required information.
If you have questions about these changes, seek help from a Navigator or other trained in-person assister.
Making these changes through your Marketplace account will create a written record that you tried to end coverage.
Do not simply stop paying the premium for your Marketplace health plan as a way to terminate coverage. Nonpayment will eventually cause your coverage to end, but a grace period for nonpayment will keep your coverage in effect for a month after you stop paying; you might have to repay the advanced premium tax credit for that first month of grace period.