Home FAQs FAQs: Health Insurance Marketplace and the ACA Marketplace Health Plans and Premiums

FAQs: Health Insurance Marketplace and the ACA

Marketplace Health Plans and Premiums

Back to FAQs: Health Insurance Marketplace and the ACA

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Is dental coverage an essential health benefit?

Can I be charged more if I have a pre-existing health condition?

Can I be charged more because of my age?

I want to enroll in a Marketplace family plan to cover myself, my spouse, and our four young children. How will my family premium be calculated?

I’ve picked the plan I want. What do I do next and where do I send my premium payments?

I don’t have a checking account. Can the insurance company require that I get one and pay my premiums through automatic monthly withdrawals?

Can I pay my health insurance premium with a credit card, debit card, money order, or cash?

Can my family member (or my church or another third party) pay my portion of the monthly health insurance premium for me?

What happens if I’m late with a monthly health insurance premium payment?

I receive premium tax credits, but I still can’t afford my premium. I’ve missed several of my premium payments in a row. Can the insurer cancel my coverage?

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.