Marketplace Health Plans and Premiums

I notice something called “Easy pricing” under the plan name on HealthCare.gov. What does that mean?

Published: Oct 15, 2024

“Easy pricing” refers to a “standardized” plan design on HealthCare.gov that aims to make it simpler to compare plans by applying the same to each category of essential health benefits across all easy pricing plans in the same metal level. For example, all Bronze-level easy pricing plans have the same deductible and copays. By contrast, non-standardized Bronze-level plans might have different deductible and copay amounts. Easy pricing plans are marked with a green circle with a white price tag and the label “Easy pricing” directly under the plan’s name.

Many states that run their own Marketplace offer standardized plans, though the names of these plan designs vary by state.

Keep in mind that even when comparing easy pricing plans, other important plan features can still be very different. For example, two easy pricing plans might have very different “networks” of doctors you can see. If you need help comparing plan choices, contact a Marketplace navigator or assister, or the call center.

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