Can someone else, such as my family member, church, or another third party pay my portion of the monthly health insurance premium for me?
Family members, your church, federal programs such as the Ryan White HIV/AIDS program, or any charity that doesn’t condition financial help on health status can pay your premium on your behalf.
However, Marketplace plans are discouraged from accepting third-party payments from hospitals and other commercial entities. Some dialysis facilities offer to pay premiums for Medicare-eligible patients with end-stage renal disease who elect Marketplace coverage instead of Medicare. Check with a Marketplace navigator or your State Health Insurance Assistance Program (SHIP) for more information.