Home FAQs FAQs: Health Insurance Marketplace and the ACA Marketplace Enrollment Periods

FAQs: Health Insurance Marketplace and the ACA

Marketplace Enrollment Periods

Back to FAQs: Health Insurance Marketplace and the ACA

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I’m eligible for health benefits at work. However, I forgot to turn in my enrollment papers on time during the company’s open enrollment season, so now I’m not covered. Can I get a plan in the Marketplace instead? Can I apply for subsidies?

I’m leaving my job and will be eligible for COBRA. Can I shop for coverage and subsidies on the Marketplace instead?

Will people in hurricane- or wildfire-affected areas have more time to sign up for 2025 coverage?

Do I have to prove eligibility for a special enrollment period?

Can I buy or change private health plan coverage outside of Open Enrollment?

When can small employers enroll in coverage through the SHOP Marketplace?

What happens if I want to quit a Marketplace health plan during the year?

I signed up for a health plan at the beginning of Open Enrollment, then changed my mind. Can I switch to a different plan as long as the Open Enrollment period hasn’t yet ended?

How long after I enroll in a plan will coverage take effect?

When can I enroll in Marketplace health plan coverage?

While we have made every effort to provide accurate information in these FAQs, people should contact the health insurance Marketplace or Medicaid agency in their state for guidance on their specific circumstances.