Marketplace Basics

I live in different states during the year. Where do I sign up for health coverage? If I sign up for a plan in one state, how do I find in-network health care providers in the other state?

Published: Sep 29, 2025

If you have two primary homes where you spend a significant amount of time, you can establish residency in either or both locations.

To find in-network health care providers, carefully review the plan documents and provider directory before applying. You may want to explore plans that use a national provider network so that you can find participating health care providers in more than one state. A preferred provider organization (PPO) plan may offer more flexibility to see an in-network provider in another state than other types of plans.

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