I entered the U.S. lawfully and I’m over 65, but I don’t qualify for Medicare. Can I apply for coverage and subsidies in the Marketplace? Will my premium be higher because I’m over age 65?

You can currently purchase Marketplace coverage and qualify for subsidies depending on your income.

Deferred Action for Childhood Arrivals (DACA) recipients are no longer eligible for health coverage through the Marketplaces, and starting in 2027, certain other lawfully present immigrants will no longer be eligible for subsidized Marketplace coverage.

Premiums for Marketplace plans can vary by age unless states decide otherwise. In most states, your premium (before taking into account tax credits) could be up to three times that charged for somebody in their early 20s. Several states prohibit age adjustments to premiums or require lower age adjustments.

Browse more questions in the Medicare and the Marketplace section.