I lost my job and my health coverage. Can I buy a Marketplace plan now, or do I have to wait for the next Open Enrollment?

You can apply now. HealthCare.gov and all state Marketplaces allow a special enrollment opportunity when people lose other coverage, including job-based coverage. In general, you have 60 days following the loss of other job-based coverage to apply for a special enrollment opportunity through the Marketplace. If you have advance notice of your coverage loss, you can apply for the special enrollment opportunity up to 60 days in advance. If your state uses the federally facilitated Marketplace (HealthCare.gov), you will need to provide proof of the coverage loss to be eligible for the special enrollment opportunity. Navigators and other assisters are available to help people through this process. You can find more information on Navigators and other assisters at Find Local Help.