How do I apply for premium tax credits?

Start by applying for coverage online at HealthCare.gov, via paper application by mail, or by contacting the Marketplace call center and applying over the phone. Applying online is likely the fastest of these options. To apply online, you will need to create a secure personal account with a login ID and password. Click here for information on setting up your online account or here for information on help applying for coverage.

The application will ask you basic information about yourself (and any family members who are applying for coverage with you) including your Social Security number, your citizenship or immigration status and your employment and income, including what’s on your most recent income tax return. Once you’ve submitted the application, the Marketplace will let you know if you qualify for premium tax credits and other financial help. It will also let you know if you (or any members of your family) may be eligible for coverage through Medicaid or the Children’s Health Insurance Program.

In some instances, people can apply for premium tax credits through a private website instead of HealthCare.gov or a state-based Marketplace website. See here for more information.