Help Paying Marketplace Premiums and Cost Sharing: The Basics

Can I use the premium tax credit to reduce the cost of any Marketplace health plan? What about for health plans sold outside of the Marketplace?

Published: Sep 29, 2025

You can only apply the premium tax credit to Bronze, Silver, Gold, or Platinum plans purchased through the Marketplace. Premium tax credits cannot be applied to Catastrophic plans or to stand-alone dental plans sold on the Marketplace or to any plans sold outside of the Marketplace.