Home FAQs FAQs: Health Insurance Marketplace and the ACA Help Paying Marketplace Premiums and Cost Sharing: The Basics

Help Paying Marketplace Premiums and Cost Sharing: The Basics

Back to FAQs: Health Insurance Marketplace and the ACA

14 items

If I mis-estimate my income and end up earning more than 250% of the federal poverty level next year, will I have to pay back the cost-sharing subsidies?

How much are the cost-sharing reductions?

If I use my premium subsidy for a Bronze plan, I can save even more money on the premium. Can I also get my cost-sharing reduction through a Bronze plan?

I can’t afford to pay much for deductibles and co-pays. Is there help for me in the Marketplace for cost sharing?

I heard that there have been changes to Marketplace premium tax credits and other Marketplace rules. How could these changes affect me?

Which states offer additional financial assistance for Marketplace plans?

I entered estimated income information for next year on my Marketplace application. I expect my income next year will be much lower than it was this year because I had to change jobs. HealthCare.gov say...

My income is low enough that I qualify for advanced premium tax credits (APTCs), but I have never filed a federal tax return before. Can I still receive APTCs?

What happens with the premium tax credits if we want different Marketplace plans for different family members?

How do I apply for premium tax credits?