Home FAQs FAQs: Health Insurance Marketplace and the ACA Help Paying Marketplace Premiums: Defining Income and Household

Help Paying Marketplace Premiums: Defining Income and Household

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My 24-year-old daughter, who is working, lives near me and my spouse. We do not claim her as a tax dependent. She is eligible for premium tax credits and a cost-sharing reduction. We are not eligible for any subsidies, but we would all like to enroll in the same plan. Can we do that?

My partner and I live together but are unmarried. Is our combined household income what we should report?

I’m raising my grandchild and claim her as a dependent. If I apply for Marketplace subsidies, will we be considered one household?

My spouse and I have a teenage daughter who has a part-time job. Do we count her income as part of our household income when we apply for Marketplace subsidies?

My income is low, but I just inherited $10,000 in cash from my aunt. Will that affect my eligibility for Marketplace subsidies?

I am self-employed with uneven income. When I applied for premium tax credits during Open Enrollment, I said I expect to earn much less next year than I did last year. The Marketplace said I must provide more documentation but didn’t say what to send. How can I find out?

Can I adjust the level of subsidy I collect in advance during the year when my income goes up or down? How often during the year can I make adjustments?