Help Paying Marketplace Premiums: Defining Income and Household

My spouse and I have a teenage daughter who has a part-time job. Do we count her income as part of our household income when we apply for Marketplace subsidies?

Published: Jul 15, 2020

The answer depends on whether she earned enough income to be required to file a federal income tax return on her own. Generally, kids who qualify as tax dependents aren’t required to file a federal income tax return or pay taxes on their income if they earned less than a threshold amount ($13,850 in 2023). If your daughter earned less than that, you would not count her income as part of your household income when you apply for subsidies.