Help Paying Marketplace Premiums: Defining Income and Household

My spouse and I have a teenage daughter who has a part-time job. Do we count her income as part of our household income when we apply for Marketplace premium tax credits?

Published: Sep 29, 2025

It depends on whether she earned enough income to be required to file a federal income tax return on her own. Generally, kids who qualify as tax dependents aren’t required to file a federal income tax return or pay taxes on their income if they earned less than a certain amount ($14,600 in 2025). If your daughter earned less than that, you would not count her income as part of your household income when you apply for tax credits.