How much can I earn and qualify for premium tax credits in the Marketplace?

Premium tax credits are available to people who buy Marketplace coverage and whose income is at least as high as the federal poverty level.

For an individual, that means an income of at least $15,060 in 2025.

For a family of four, that means an income of at least $31,200 in 2025.

This Marketplace subsidy calculator can show you your eligibility for different income amounts and family sizes.